Is BSML or QYLD a better dividend investment in 2026?

BSML currently yields 7.94% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BSML and QYLD?

BSML has a forward dividend yield of 7.94% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 3.98 percentage points.

Home › Compare › BSML vs QYLD

BSML vs QYLD: Dividend Comparison 2026

BSML yields 7.94% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BSML wins by $8.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BSML

● Live price

7.94%

Share price

$25.20

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.8K

Annual income

$1,312.00

Full BSML calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BSML vs QYLD

📍 BSML pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BSML	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BSML + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

BSML pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSML

Annual income on $10K today (after 15% tax)

$674.74/yr

After 10yr DRIP, annual income (after tax)

$1,115.20/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,695.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BSML + QYLD for your $10,000?

BSML: 50%QYLD: 50%

100% QYLD50/50100% BSML

Portfolio after 10yr

$29.6K

Annual income

$3,485.66/yr

Blended yield

11.77%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSML buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBSMLQYLD

Forward yield	7.94%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.8K ✓	$25.4K
Annual income after 10y	$1,312.00	$5,659.31 ✓
Total dividends collected	$10.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BSML vs QYLD ($10,000, DRIP)

Year	BSML Portfolio	BSML Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,494	$793.81	$10,352	$1,192.36	+$1.1K → BSML
2	$13,151	$852.70	$10,830	$1,347.57	+$2.3K → BSML
3	$14,983	$911.82	$11,460	$1,539.07	+$3.5K → BSML
4	$17,003	$970.90	$12,275	$1,777.84	+$4.7K → BSML
5	$19,223	$1,029.70	$13,323	$2,078.95	+$5.9K → BSML
6	$21,657	$1,087.98	$14,667	$2,463.34	+$7.0K → BSML
7	$24,318	$1,145.53	$16,396	$2,960.57	+$7.9K → BSML
8	$27,223	$1,202.16	$18,631	$3,612.97	+$8.6K → BSML
9	$30,386	$1,257.70	$21,548	$4,482.15	+$8.8K → BSML
10	$33,825	$1,312.00	$25,398	$5,659.31	+$8.4K → BSML

BSML vs QYLD: Complete Analysis 2026

BSML — Stock

BSML was created on 09/25/19 by Invesco. The ETF tracks a market-value-weighted index of investment-grade AMT-Free municipal bonds that mature by the end of 2021.

Full BSML Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.