HomeCompareBSPAX vs SCHD

BSPAX vs SCHD: Dividend Comparison 2026

BSPAX yields 1.34% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.4K in total portfolio value
10 years
BSPAX
BSPAX
● Live price
1.34%
Share price
$739.07
Annual div
$9.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$146.21
Full BSPAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — BSPAX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBSPAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BSPAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BSPAX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSPAX
Annual income on $10K today (after 15% tax)
$113.94/yr
After 10yr DRIP, annual income (after tax)
$124.28/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $237.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSPAX + SCHD for your $10,000?

BSPAX: 50%SCHD: 50%
100% SCHD50/50100% BSPAX
Portfolio after 10yr
$25.3K
Annual income
$286.08/yr
Blended yield
1.13%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSPAX buys
0
SCHD buys
0
No recent congressional trades found for BSPAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBSPAXSCHD
Forward yield1.34%3.46%
Annual dividend / share$9.91$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.6K$29.0K
Annual income after 10y$146.21$425.95
Total dividends collected$1.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BSPAX vs SCHD ($10,000, DRIP)

YearBSPAX PortfolioBSPAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,834$134.04$11,226$346.36$392.00SCHD
2$11,728$135.72$12,572$357.38$844.00SCHD
3$12,686$137.31$14,046$367.84$1.4KSCHD
4$13,713$138.81$15,660$377.73$1.9KSCHD
5$14,813$140.23$17,425$387.07$2.6KSCHD
6$15,992$141.57$19,354$395.86$3.4KSCHD
7$17,254$142.84$21,461$404.13$4.2KSCHD
8$18,606$144.03$23,762$411.89$5.2KSCHD
9$20,054$145.15$26,272$419.15$6.2KSCHD
10$21,604$146.21$29,010$425.95$7.4KSCHD

BSPAX vs SCHD: Complete Analysis 2026

BSPAXStock

The investment seeks to provide investment results that correspond to the total return performance of publicly-traded common stocks in the aggregate, as represented by the Standard & Poor's 500® Index. The fund is a feeder fund that invests all of its assets in the Master Portfolio of MIP, which has the same investment objective and strategies as the fund. At least 90% of the value of the fund's assets is invested in securities comprising the S&P 500 Index. The percentage of the fund's assets invested in a given stock is approximately the same as the percentage such stock represents in the S&P 500 Index.

Full BSPAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.