Is BSRUF or XYLD a better dividend investment in 2026?

BSRUF currently yields 21.61% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BSRUF offers higher current income.

What is the dividend yield difference between BSRUF and XYLD?

BSRUF has a forward dividend yield of 21.61% ($0.04/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.63 percentage points.

Home › Compare › BSRUF vs XYLD

BSRUF vs XYLD: Dividend Comparison 2026

BSRUF yields 21.61% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BSRUF wins by $55.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BSRUF

● Live price

21.61%

Share price

$0.20

Annual div

$0.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.6K

Annual income

$7,977.84

Full BSRUF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BSRUF vs XYLD

📍 BSRUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BSRUF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BSRUF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

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Nov

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Dec

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BSRUF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSRUF

Annual income on $10K today (after 15% tax)

$1,837.25/yr

After 10yr DRIP, annual income (after tax)

$6,781.16/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BSRUF beats the other by $4,045.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BSRUF + XYLD for your $10,000?

BSRUF: 50%XYLD: 50%

100% XYLD50/50100% BSRUF

Portfolio after 10yr

$52.9K

Annual income

$5,598.43/yr

Blended yield

10.58%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSRUF buys

XYLD buys

No recent congressional trades found for BSRUF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBSRUFXYLD

Forward yield	21.61% ✓	10.98%
Annual dividend / share	$0.04	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$80.6K ✓	$25.3K
Annual income after 10y	$7,977.84 ✓	$3,219.02
Total dividends collected	$47.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BSRUF vs XYLD ($10,000, DRIP)

Year	BSRUF Portfolio	BSRUF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,861	$2,161.47	$10,818	$1,098.39	+$2.0K → BSRUF
2	$16,360	$2,598.11	$11,738	$1,222.51	+$4.6K → BSRUF
3	$20,594	$3,088.61	$12,774	$1,364.64	+$7.8K → BSRUF
4	$25,669	$3,633.56	$13,944	$1,527.86	+$11.7K → BSRUF
5	$31,698	$4,232.73	$15,270	$1,715.87	+$16.4K → BSRUF
6	$38,802	$4,885.04	$16,775	$1,933.09	+$22.0K → BSRUF
7	$47,107	$5,588.62	$18,490	$2,184.87	+$28.6K → BSRUF
8	$56,745	$6,340.88	$20,450	$2,477.63	+$36.3K → BSRUF
9	$67,856	$7,138.56	$22,697	$2,819.19	+$45.2K → BSRUF
10	$80,584	$7,977.84	$25,280	$3,219.02	+$55.3K → BSRUF

BSRUF vs XYLD: Complete Analysis 2026

BSRUF — Stock

Base Resources Limited operates as mineral sand developer and producer in Africa. It operates through Kwale Operation, Toliara Project, and Other segments. The company produces mineral sands, such as rutile, ilmenite, and zircon. It primarily owns a 100% interest in the Kwale Mineral Sands project located in Kenya; and develops the Toliara project located in Madagascar. The company was formerly known as Base Iron Limited and changed its name to Base Resources Limited in 2010. Base Resources Limited was incorporated in 2007 and is headquartered in West Perth, Australia.

Full BSRUF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.