Home › Compare › BSTP vs RYLD

BSTP vs RYLD: Dividend Comparison 2026

BSTP yields 5.55% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BSTP wins by $779.00 in total portfolio value
10 years
BSTP
BSTP
● Live price
5.55%
Share price
$36.04
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.8K
Annual income
$790.87
Full BSTP calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — BSTP vs RYLD

📍 BSTP pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBSTPRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BSTP + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BSTP pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSTP
Annual income on $10K today (after 15% tax)
$471.70/yr
After 10yr DRIP, annual income (after tax)
$672.24/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $92.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSTP + RYLD for your $10,000?

BSTP: 50%RYLD: 50%
100% RYLD50/50100% BSTP
Portfolio after 10yr
$28.4K
Annual income
$845.04/yr
Blended yield
2.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSTP buys
0
RYLD buys
0
No recent congressional trades found for BSTP or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBSTPRYLD
Forward yield5.55% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$28.8K ✓$28.0K
Annual income after 10y$790.87$899.19 ✓
Total dividends collected$6.8K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BSTP vs RYLD ($10,000, DRIP)

YearBSTP PortfolioBSTP Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,255$554.94$11,120$420.00+$135.00 → BSTP
2$12,627$583.72$12,357$458.31+$270.00 → BSTP
3$14,122$612.01$13,721$499.76+$401.00 → BSTP
4$15,751$639.74$15,227$544.58+$524.00 → BSTP
5$17,520$666.82$16,885$593.02+$635.00 → BSTP
6$19,440$693.20$18,713$645.34+$727.00 → BSTP
7$21,519$718.84$20,724$701.81+$795.00 → BSTP
8$23,769$743.68$22,938$762.73+$831.00 → BSTP
9$26,201$767.70$25,372$828.41+$829.00 → BSTP
10$28,826$790.87$28,047$899.19+$779.00 → BSTP

BSTP vs RYLD: Complete Analysis 2026

BSTP — Stock

The Innovator Buffer Step-Up ETF is an actively-managed fund that seeks to provide risk-managed exposure to the SPDR S&P 500 ETF Trust (SPY). The fund is a one-ticker solution designed to offer an opportunistically-managed buffer strategy. The ETF is evaluated monthly and can be held indefinitely.

Full BSTP Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
📬

Get this BSTP vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BSTP vs SCHDBSTP vs JEPIBSTP vs OBSTP vs KOBSTP vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.