Is BTBFX or RYLD a better dividend investment in 2026?

BTBFX currently yields 12.32% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: BTBFX offers higher current income.

What is the dividend yield difference between BTBFX and RYLD?

BTBFX has a forward dividend yield of 12.32% ($7.07/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 0.18 percentage points.

Home › Compare › BTBFX vs RYLD

BTBFX vs RYLD: Dividend Comparison 2026

BTBFX yields 12.32% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTBFX wins by $526.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

BTBFX

● Live price

12.32%

Share price

$57.37

Annual div

$7.07

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.1K

Annual income

$2,654.88

Full BTBFX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BTBFX vs RYLD

📍 BTBFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTBFX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BTBFX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BTBFX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTBFX

Annual income on $10K today (after 15% tax)

$1,047.08/yr

After 10yr DRIP, annual income (after tax)

$2,256.65/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BTBFX beats the other by $57.40/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTBFX + RYLD for your $10,000?

BTBFX: 50%RYLD: 50%

100% RYLD50/50100% BTBFX

Portfolio after 10yr

$44.8K

Annual income

$2,621.11/yr

Blended yield

5.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTBFX buys

RYLD buys

No recent congressional trades found for BTBFX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTBFXRYLD

Forward yield	12.32% ✓	12.14%
Annual dividend / share	$7.07 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.1K ✓	$44.5K
Annual income after 10y	$2,654.88 ✓	$2,587.35
Total dividends collected	$19.2K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BTBFX vs RYLD ($10,000, DRIP)

Year	BTBFX Portfolio	BTBFX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,932	$1,231.85	$11,914	$1,213.65	+$18.00 → BTBFX
2	$14,141	$1,373.67	$14,099	$1,351.30	+$42.00 → BTBFX
3	$16,652	$1,521.47	$16,580	$1,494.55	+$72.00 → BTBFX
4	$19,492	$1,674.47	$19,384	$1,642.61	+$108.00 → BTBFX
5	$22,688	$1,831.83	$22,535	$1,794.70	+$153.00 → BTBFX
6	$26,269	$1,992.72	$26,063	$1,950.00	+$206.00 → BTBFX
7	$30,265	$2,156.29	$29,995	$2,107.69	+$270.00 → BTBFX
8	$34,705	$2,321.71	$34,361	$2,266.99	+$344.00 → BTBFX
9	$39,622	$2,488.16	$39,194	$2,427.12	+$428.00 → BTBFX
10	$45,051	$2,654.88	$44,525	$2,587.35	+$526.00 → BTBFX

BTBFX vs RYLD: Complete Analysis 2026

BTBFX — Stock

The fund will invest in a diversified portfolio of stocks, bonds and money market instruments, with at least 20% of the fund's assets invested in each of the following categories: (i) domestic and foreign equity securities, such as common stock and (ii) fixed-income securities, such as U.S. government and agency securities, corporate bonds, money market funds, and cash.

Full BTBFX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this BTBFX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BTBFX vs SCHD BTBFX vs JEPI BTBFX vs O BTBFX vs KO BTBFX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.