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BTGD vs SCHD: Dividend Comparison 2026

BTGD yields 4.34% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.4K in total portfolio value
10 years
BTGD
BTGD
● Live price
4.34%
Share price
$26.57
Annual div
$1.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$573.98
Full BTGD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — BTGD vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBTGDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BTGD + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BTGD pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTGD
Annual income on $10K today (after 15% tax)
$369.27/yr
After 10yr DRIP, annual income (after tax)
$487.88/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, BTGD beats the other by $125.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTGD + SCHD for your $10,000?

BTGD: 50%SCHD: 50%
100% SCHD50/50100% BTGD
Portfolio after 10yr
$27.8K
Annual income
$499.96/yr
Blended yield
1.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTGD buys
0
SCHD buys
0
No recent congressional trades found for BTGD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBTGDSCHD
Forward yield4.34% ✓3.46%
Annual dividend / share$1.15 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.6K$29.0K ✓
Annual income after 10y$573.98 ✓$425.95
Total dividends collected$5.1K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BTGD vs SCHD ($10,000, DRIP)

YearBTGD PortfolioBTGD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,134$434.43$11,226$346.36$92.00 → SCHD
2$12,366$452.07$12,572$357.38$206.00 → SCHD
3$13,701$469.22$14,046$367.84$345.00 → SCHD
4$15,146$485.86$15,660$377.73$514.00 → SCHD
5$16,708$501.96$17,425$387.07$717.00 → SCHD
6$18,395$517.51$19,354$395.86$959.00 → SCHD
7$20,215$532.49$21,461$404.13$1.2K → SCHD
8$22,177$546.90$23,762$411.89$1.6K → SCHD
9$24,290$560.73$26,272$419.15$2.0K → SCHD
10$26,564$573.98$29,010$425.95$2.4K → SCHD

BTGD vs SCHD: Complete Analysis 2026

BTGD — Stock

The Quantify Funds STKd 100% Bitcoin & 100% Gold ETF offers long-term capital appreciation by investing in two complementary investment strategies; a Bitcoin strategy and a gold strategy.

Full BTGD Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.