Is BTIIX or DIVO a better dividend investment in 2026?

BTIIX currently yields 13.77% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: BTIIX offers higher current income.

What is the dividend yield difference between BTIIX and DIVO?

BTIIX has a forward dividend yield of 13.77% ($21.55/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 7.28 percentage points.

Home › Compare › BTIIX vs DIVO

BTIIX vs DIVO: Dividend Comparison 2026

BTIIX yields 13.77% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTIIX wins by $18.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BTIIX

● Live price

13.77%

Share price

$156.49

Annual div

$21.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.4K

Annual income

$3,235.06

Full BTIIX calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — BTIIX vs DIVO

📍 BTIIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTIIX	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BTIIX + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BTIIX pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTIIX

Annual income on $10K today (after 15% tax)

$1,170.49/yr

After 10yr DRIP, annual income (after tax)

$2,749.80/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, BTIIX beats the other by $1,915.37/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTIIX + DIVO for your $10,000?

BTIIX: 50%DIVO: 50%

100% DIVO50/50100% BTIIX

Portfolio after 10yr

$40.1K

Annual income

$2,108.37/yr

Blended yield

5.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTIIX buys

DIVO buys

No recent congressional trades found for BTIIX or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTIIXDIVO

Forward yield	13.77% ✓	6.49%
Annual dividend / share	$21.55 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.4K ✓	$30.7K
Annual income after 10y	$3,235.06 ✓	$981.68
Total dividends collected	$22.7K ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BTIIX vs DIVO ($10,000, DRIP)

Year	BTIIX Portfolio	BTIIX Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$12,077	$1,377.05	$11,349	$649.42	+$728.00 → BTIIX
2	$14,477	$1,554.27	$12,833	$688.83	+$1.6K → BTIIX
3	$17,231	$1,741.21	$14,459	$727.90	+$2.8K → BTIIX
4	$20,374	$1,936.93	$16,238	$766.49	+$4.1K → BTIIX
5	$23,941	$2,140.42	$18,179	$804.47	+$5.8K → BTIIX
6	$27,967	$2,350.57	$20,293	$841.71	+$7.7K → BTIIX
7	$32,491	$2,566.25	$22,591	$878.14	+$9.9K → BTIIX
8	$37,552	$2,786.32	$25,087	$913.65	+$12.5K → BTIIX
9	$43,190	$3,009.63	$27,791	$948.18	+$15.4K → BTIIX
10	$49,449	$3,235.06	$30,718	$981.68	+$18.7K → BTIIX

BTIIX vs DIVO: Complete Analysis 2026

BTIIX — Stock

Under normal circumstances, the adviser intends to invest at least 80% of assets, determined at the time of purchase, in stocks of companies included in the S&P 500® Index and in derivative instruments, such as futures contracts and options, that provide exposure to the stocks of companies in the index.

Full BTIIX Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

📬

Get this BTIIX vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BTIIX vs SCHD BTIIX vs JEPI BTIIX vs O BTIIX vs KO BTIIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.