Is BTIIX or XYLD a better dividend investment in 2026?

BTIIX currently yields 13.77% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BTIIX offers higher current income.

What is the dividend yield difference between BTIIX and XYLD?

BTIIX has a forward dividend yield of 13.77% ($21.55/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.79 percentage points.

Home › Compare › BTIIX vs XYLD

BTIIX vs XYLD: Dividend Comparison 2026

BTIIX yields 13.77% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTIIX wins by $24.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BTIIX

● Live price

13.77%

Share price

$156.49

Annual div

$21.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.4K

Annual income

$3,235.06

Full BTIIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BTIIX vs XYLD

📍 BTIIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTIIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BTIIX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BTIIX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTIIX

Annual income on $10K today (after 15% tax)

$1,170.49/yr

After 10yr DRIP, annual income (after tax)

$2,749.80/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BTIIX beats the other by $13.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BTIIX + XYLD for your $10,000?

BTIIX: 50%XYLD: 50%

100% XYLD50/50100% BTIIX

Portfolio after 10yr

$37.4K

Annual income

$3,227.04/yr

Blended yield

8.64%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTIIX buys

XYLD buys

No recent congressional trades found for BTIIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTIIXXYLD

Forward yield	13.77% ✓	10.98%
Annual dividend / share	$21.55 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.4K ✓	$25.3K
Annual income after 10y	$3,235.06 ✓	$3,219.02
Total dividends collected	$22.7K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BTIIX vs XYLD ($10,000, DRIP)

Year	BTIIX Portfolio	BTIIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,077	$1,377.05	$10,818	$1,098.39	+$1.3K → BTIIX
2	$14,477	$1,554.27	$11,738	$1,222.51	+$2.7K → BTIIX
3	$17,231	$1,741.21	$12,774	$1,364.64	+$4.5K → BTIIX
4	$20,374	$1,936.93	$13,944	$1,527.86	+$6.4K → BTIIX
5	$23,941	$2,140.42	$15,270	$1,715.87	+$8.7K → BTIIX
6	$27,967	$2,350.57	$16,775	$1,933.09	+$11.2K → BTIIX
7	$32,491	$2,566.25	$18,490	$2,184.87	+$14.0K → BTIIX
8	$37,552	$2,786.32	$20,450	$2,477.63	+$17.1K → BTIIX
9	$43,190	$3,009.63	$22,697	$2,819.19	+$20.5K → BTIIX
10	$49,449	$3,235.06	$25,280	$3,219.02	+$24.2K → BTIIX

BTIIX vs XYLD: Complete Analysis 2026

BTIIX — Stock

Under normal circumstances, the adviser intends to invest at least 80% of assets, determined at the time of purchase, in stocks of companies included in the S&P 500® Index and in derivative instruments, such as futures contracts and options, that provide exposure to the stocks of companies in the index.

Full BTIIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.