Is BTMSX or DGRO a better dividend investment in 2026?

BTMSX currently yields 3.05% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: BTMSX offers higher current income.

What is the dividend yield difference between BTMSX and DGRO?

BTMSX has a forward dividend yield of 3.05% ($0.31/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 0.92 percentage points.

Home › Compare › BTMSX vs DGRO

BTMSX vs DGRO: Dividend Comparison 2026

BTMSX yields 3.05% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $7.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BTMSX

● Live price

3.05%

Share price

$10.03

Annual div

$0.31

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$371.59

Full BTMSX calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — BTMSX vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTMSX	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BTMSX + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BTMSX pays

DGRO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTMSX

Annual income on $10K today (after 15% tax)

$259.47/yr

After 10yr DRIP, annual income (after tax)

$315.85/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, BTMSX beats the other by $111.89/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTMSX + DGRO for your $10,000?

BTMSX: 50%DGRO: 50%

100% DGRO50/50100% BTMSX

Portfolio after 10yr

$28.0K

Annual income

$305.78/yr

Blended yield

1.09%

📊

Analyst Conviction Gap

Where Wall Street is split right now

BTMSX

No analyst data

Price Target

$26.00

+159.2% upside vs current

Range: $26.00 — $26.00

DGRO

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTMSX buys

DGRO buys

No recent congressional trades found for BTMSX or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTMSXDGRO

Forward yield	3.05% ✓	2.13%
Annual dividend / share	$0.31	$1.47 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.3K	$31.6K ✓
Annual income after 10y	$371.59 ✓	$239.96
Total dividends collected	$3.4K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BTMSX vs DGRO ($10,000, DRIP)

Year	BTMSX Portfolio	BTMSX Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$11,005	$305.25	$11,293	$213.22	$288.00 → DGRO
2	$12,090	$313.96	$12,730	$217.32	$640.00 → DGRO
3	$13,258	$322.33	$14,326	$221.10	$1.1K → DGRO
4	$14,517	$330.37	$16,098	$224.56	$1.6K → DGRO
5	$15,871	$338.06	$18,064	$227.74	$2.2K → DGRO
6	$17,327	$345.42	$20,246	$230.65	$2.9K → DGRO
7	$18,893	$352.44	$22,666	$233.30	$3.8K → DGRO
8	$20,574	$359.14	$25,349	$235.73	$4.8K → DGRO
9	$22,380	$365.52	$28,325	$237.94	$5.9K → DGRO
10	$24,318	$371.59	$31,624	$239.96	$7.3K → DGRO

BTMSX vs DGRO: Complete Analysis 2026

BTMSX — Stock

The fund normally invests at least 80% of its net assets in municipal bonds and debentures, the income from which is exempt from federal income tax (including the federal alternative minimum tax ("AMT")). It invests in a broadly diversified portfolio of federally tax-exempt municipal obligations issued by governmental authorities throughout the U.S. and its territories. The fund may invest in all types of municipal obligations, including pre-refunded bonds, general obligation bonds, revenue bonds, and municipal lease participations.

Full BTMSX Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

📬

Get this BTMSX vs DGRO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BTMSX vs SCHD BTMSX vs JEPI BTMSX vs O BTMSX vs KO BTMSX vs MAIN BTMSX vs VIG BTMSX vs NOBL BTMSX vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.