HomeCompareBTMSX vs SPHD

BTMSX vs SPHD: Dividend Comparison 2026

BTMSX yields 3.05% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.2K in total portfolio value
10 years
BTMSX
BTMSX
● Live price
3.05%
Share price
$10.03
Annual div
$0.31
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$371.59
Full BTMSX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — BTMSX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBTMSXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BTMSX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BTMSX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTMSX
Annual income on $10K today (after 15% tax)
$259.47/yr
After 10yr DRIP, annual income (after tax)
$315.85/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $169.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTMSX + SPHD for your $10,000?

BTMSX: 50%SPHD: 50%
100% SPHD50/50100% BTMSX
Portfolio after 10yr
$25.4K
Annual income
$471.46/yr
Blended yield
1.85%
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Analyst Conviction Gap

Where Wall Street is split right now

BTMSX
No analyst data
Price Target
$26.00
+159.2% upside vs current
Range: $26.00 — $26.00
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTMSX buys
0
SPHD buys
0
No recent congressional trades found for BTMSX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBTMSXSPHD
Forward yield3.05%4.33%
Annual dividend / share$0.31$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$26.5K
Annual income after 10y$371.59$571.32
Total dividends collected$3.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BTMSX vs SPHD ($10,000, DRIP)

YearBTMSX PortfolioBTMSX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,005$305.25$11,133$432.85$128.00SPHD
2$12,090$313.96$12,363$450.36$273.00SPHD
3$13,258$322.33$13,695$467.39$437.00SPHD
4$14,517$330.37$15,138$483.90$621.00SPHD
5$15,871$338.06$16,697$499.88$826.00SPHD
6$17,327$345.42$18,382$515.31$1.1KSPHD
7$18,893$352.44$20,198$530.17$1.3KSPHD
8$20,574$359.14$22,157$544.46$1.6KSPHD
9$22,380$365.52$24,266$558.18$1.9KSPHD
10$24,318$371.59$26,536$571.32$2.2KSPHD

BTMSX vs SPHD: Complete Analysis 2026

BTMSXStock

The fund normally invests at least 80% of its net assets in municipal bonds and debentures, the income from which is exempt from federal income tax (including the federal alternative minimum tax ("AMT")). It invests in a broadly diversified portfolio of federally tax-exempt municipal obligations issued by governmental authorities throughout the U.S. and its territories. The fund may invest in all types of municipal obligations, including pre-refunded bonds, general obligation bonds, revenue bonds, and municipal lease participations.

Full BTMSX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.