Is BTOT or QYLD a better dividend investment in 2026?

BTOT currently yields 0.94% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BTOT and QYLD?

BTOT has a forward dividend yield of 0.94% ($0.46/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.98 percentage points.

Home › Compare › BTOT vs QYLD

BTOT vs QYLD: Dividend Comparison 2026

BTOT yields 0.94% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.4K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

BTOT

● Live price

0.94%

Share price

$49.60

Annual div

$0.46

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.0K

Annual income

$99.39

Full BTOT calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BTOT vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTOT	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BTOT + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BTOT pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTOT

Annual income on $10K today (after 15% tax)

$79.50/yr

After 10yr DRIP, annual income (after tax)

$84.48/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,725.93/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTOT + QYLD for your $10,000?

BTOT: 50%QYLD: 50%

100% QYLD50/50100% BTOT

Portfolio after 10yr

$23.2K

Annual income

$2,879.35/yr

Blended yield

12.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTOT buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTOTQYLD

Forward yield	0.94%	11.92% ✓
Annual dividend / share	$0.46	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.0K	$25.4K ✓
Annual income after 10y	$99.39	$5,659.31 ✓
Total dividends collected	$967.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BTOT vs QYLD ($10,000, DRIP)

Year	BTOT Portfolio	BTOT Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,794	$93.53	$10,352	$1,192.36	+$442.00 → BTOT
2	$11,643	$94.35	$10,830	$1,347.57	+$813.00 → BTOT
3	$12,554	$95.12	$11,460	$1,539.07	+$1.1K → BTOT
4	$13,528	$95.85	$12,275	$1,777.84	+$1.3K → BTOT
5	$14,572	$96.53	$13,323	$2,078.95	+$1.2K → BTOT
6	$15,689	$97.17	$14,667	$2,463.34	+$1.0K → BTOT
7	$16,885	$97.78	$16,396	$2,960.57	+$489.00 → BTOT
8← crossover	$18,165	$98.35	$18,631	$3,612.97	$466.00 → QYLD
9	$19,536	$98.88	$21,548	$4,482.15	$2.0K → QYLD
10	$21,002	$99.39	$25,398	$5,659.31	$4.4K → QYLD

BTOT vs QYLD: Complete Analysis 2026

BTOT — Stock

The iShares Total USD Fixed Income Market ETF seeks to track the investment results of an index that provides comprehensive exposure to U.S. dollar-denominated fixed income securities that are rated either investment-grade or high yield.

Full BTOT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this BTOT vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BTOT vs SCHD BTOT vs JEPI BTOT vs O BTOT vs KO BTOT vs MAIN BTOT vs XYLD BTOT vs JEPQ BTOT vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.