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BTPNF vs PM: Dividend Comparison 2026

BTPNF yields 25317.05% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTPNF wins by $391444184076262.56M in total portfolio value
10 years
BTPNF
BTPNF
● Live price
25317.05%
Share price
$0.18
Annual div
$44.30
5Y div CAGR
-23.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$391444184076262.63M
Annual income
$353,467,997,333,031,600,000.00
Full BTPNF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — BTPNF vs PM

📍 BTPNF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBTPNFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BTPNF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BTPNF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTPNF
Annual income on $10K today (after 15% tax)
$2,151,949.37/yr
After 10yr DRIP, annual income (after tax)
$300,447,797,733,076,900,000.00/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, BTPNF beats the other by $300,447,797,733,076,900,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTPNF + PM for your $10,000?

BTPNF: 50%PM: 50%
100% PM50/50100% BTPNF
Portfolio after 10yr
$195722092038131.34M
Annual income
$176,733,998,666,515,800,000.00/yr
Blended yield
90.30%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BTPNF
No analyst data
Altman Z
0.4
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTPNF buys
0
PM buys
0
No recent congressional trades found for BTPNF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBTPNFPM
Forward yield25317.05%3.48%
Annual dividend / share$44.30$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-23.1%17.2%
Portfolio after 10y$391444184076262.63M$49.6K
Annual income after 10y$353,467,997,333,031,600,000.00$2,492.02
Total dividends collected$388784847268585.31M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BTPNF vs PM ($10,000, DRIP)

YearBTPNF PortfolioBTPNF Income/yrPM PortfolioPM Income/yrGap
1← crossover$1,957,581$1,946,881.25$11,648$408.29+$1.95MBTPNF
2$276,000,787$273,906,175.16$13,589$495.90+$275.99MBTPNF
3$28,049,916,739$27,754,595,897.12$15,877$603.21+$28049.90MBTPNF
4$2,057,223,348,261$2,027,209,937,349.87$18,580$734.88+$2057223.33MBTPNF
5$109,055,320,621,651$106,854,091,639,011.81$21,781$896.75+$109055320.60MBTPNF
6$4,187,670,733,600,653$4,070,981,540,535,486.50$25,578$1,096.12+$4187670733.58MBTPNF
7$116,829,329,610,694,340$112,348,521,925,741,650.00$30,092$1,342.17+$116829329610.66MBTPNF
8$2,377,634,371,314,521,600$2,252,626,988,631,078,400.00$35,470$1,646.46+$2377634371314.49MBTPNF
9$35,491,763,311,430,877,000$32,947,694,534,124,340,000.00$41,892$2,023.58+$35491763311430.84MBTPNF
10$391,444,184,076,262,640,000$353,467,997,333,031,600,000.00$49,578$2,492.02+$391444184076262.56MBTPNF

BTPNF vs PM: Complete Analysis 2026

BTPNFStock

PT Bank BTPN Tbk provides various banking products and services primarily in Indonesia. It operates through five segments: Retail; Micro, Small & Medium Enterprises; Funding and Treasury; Corporate; and Sharia. The company offers savings and current account; term, flexi, and time deposits; and working capital and investment, bilateral and syndication, term, demand, green, pension, active employee, and student Loan; sustainability linked loan project/structured financing, overdraft, asset-based and rural bank financing, and supply chain financing; and credit cards. It also provides bancassurance and investment products, such as mutual fund and government bonds; Sharia banking services; import LC issuance/ import bill negotiation, export LC advising/confirmation/export bill collection, documentary collection, trust receipt/trade loan, structured trade finance, receivable purchase, and bank guarantee services; and liquidity management, internet and mobile banking, and collections payment services. In addition, the company offers treasury services, such as foreign exchange, derivatives, money market, and fixed income. As of December 31, 2021, it operated 82 branches, 349 subbranches, 224 and ATMs and TCRs. The company was founded in 1958 and is headquartered in Jakarta, Indonesia. PT Bank BTPN Tbk operates as a subsidiary of Sumitomo Mitsui Banking Corporation.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.