Is BTPNF or QYLD a better dividend investment in 2026?

BTPNF currently yields 25317.05% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: BTPNF offers higher current income.

What is the dividend yield difference between BTPNF and QYLD?

BTPNF has a forward dividend yield of 25317.05% ($44.30/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 25305.13 percentage points.

Home › Compare › BTPNF vs QYLD

BTPNF vs QYLD: Dividend Comparison 2026

BTPNF yields 25317.05% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTPNF wins by $391444184076262.63M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BTPNF

● Live price

25317.05%

Share price

$0.18

Annual div

$44.30

5Y div CAGR

-23.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$391444184076262.63M

Annual income

$353,467,997,333,031,600,000.00

Full BTPNF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BTPNF vs QYLD

📍 BTPNF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTPNF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BTPNF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BTPNF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTPNF

Annual income on $10K today (after 15% tax)

$2,151,949.37/yr

After 10yr DRIP, annual income (after tax)

$300,447,797,733,076,900,000.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, BTPNF beats the other by $300,447,797,733,076,900,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTPNF + QYLD for your $10,000?

BTPNF: 50%QYLD: 50%

100% QYLD50/50100% BTPNF

Portfolio after 10yr

$195722092038131.31M

Annual income

$176,733,998,666,515,800,000.00/yr

Blended yield

90.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTPNF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTPNFQYLD

Forward yield	25317.05% ✓	11.92%
Annual dividend / share	$44.30 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-23.1%	0% ✓
Portfolio after 10y	$391444184076262.63M ✓	$25.4K
Annual income after 10y	$353,467,997,333,031,600,000.00 ✓	$5,659.31
Total dividends collected	$388784847268585.31M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BTPNF vs QYLD ($10,000, DRIP)

Year	BTPNF Portfolio	BTPNF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$1,957,581	$1,946,881.25	$10,352	$1,192.36	+$1.95M → BTPNF
2	$276,000,787	$273,906,175.16	$10,830	$1,347.57	+$275.99M → BTPNF
3	$28,049,916,739	$27,754,595,897.12	$11,460	$1,539.07	+$28049.91M → BTPNF
4	$2,057,223,348,261	$2,027,209,937,349.87	$12,275	$1,777.84	+$2057223.34M → BTPNF
5	$109,055,320,621,651	$106,854,091,639,011.81	$13,323	$2,078.95	+$109055320.61M → BTPNF
6	$4,187,670,733,600,653	$4,070,981,540,535,486.50	$14,667	$2,463.34	+$4187670733.59M → BTPNF
7	$116,829,329,610,694,340	$112,348,521,925,741,650.00	$16,396	$2,960.57	+$116829329610.68M → BTPNF
8	$2,377,634,371,314,521,600	$2,252,626,988,631,078,400.00	$18,631	$3,612.97	+$2377634371314.50M → BTPNF
9	$35,491,763,311,430,877,000	$32,947,694,534,124,340,000.00	$21,548	$4,482.15	+$35491763311430.86M → BTPNF
10	$391,444,184,076,262,640,000	$353,467,997,333,031,600,000.00	$25,398	$5,659.31	+$391444184076262.63M → BTPNF

BTPNF vs QYLD: Complete Analysis 2026

BTPNF — Stock

PT Bank BTPN Tbk provides various banking products and services primarily in Indonesia. It operates through five segments: Retail; Micro, Small & Medium Enterprises; Funding and Treasury; Corporate; and Sharia. The company offers savings and current account; term, flexi, and time deposits; and working capital and investment, bilateral and syndication, term, demand, green, pension, active employee, and student Loan; sustainability linked loan project/structured financing, overdraft, asset-based and rural bank financing, and supply chain financing; and credit cards. It also provides bancassurance and investment products, such as mutual fund and government bonds; Sharia banking services; import LC issuance/ import bill negotiation, export LC advising/confirmation/export bill collection, documentary collection, trust receipt/trade loan, structured trade finance, receivable purchase, and bank guarantee services; and liquidity management, internet and mobile banking, and collections payment services. In addition, the company offers treasury services, such as foreign exchange, derivatives, money market, and fixed income. As of December 31, 2021, it operated 82 branches, 349 subbranches, 224 and ATMs and TCRs. The company was founded in 1958 and is headquartered in Jakarta, Indonesia. PT Bank BTPN Tbk operates as a subsidiary of Sumitomo Mitsui Banking Corporation.

Full BTPNF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.