Is BUFC or SCHD a better dividend investment in 2026?

BUFC currently yields 4.97% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: BUFC offers higher current income.

What is the dividend yield difference between BUFC and SCHD?

BUFC has a forward dividend yield of 4.97% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.51 percentage points.

Home › Compare › BUFC vs SCHD

BUFC vs SCHD: Dividend Comparison 2026

BUFC yields 4.97% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $1.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BUFC

● Live price

4.97%

Share price

$40.22

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$683.55

Full BUFC calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — BUFC vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BUFC	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BUFC + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BUFC pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BUFC

Annual income on $10K today (after 15% tax)

$422.70/yr

After 10yr DRIP, annual income (after tax)

$581.02/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, BUFC beats the other by $218.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BUFC + SCHD for your $10,000?

BUFC: 50%SCHD: 50%

100% SCHD50/50100% BUFC

Portfolio after 10yr

$28.4K

Annual income

$554.75/yr

Blended yield

1.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BUFC buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBUFCSCHD

Forward yield	4.97% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.7K	$29.0K ✓
Annual income after 10y	$683.55 ✓	$425.95
Total dividends collected	$5.9K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BUFC vs SCHD ($10,000, DRIP)

Year	BUFC Portfolio	BUFC Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,197	$497.29	$11,226	$346.36	$29.00 → SCHD
2	$12,501	$520.40	$12,572	$357.38	$71.00 → SCHD
3	$13,920	$543.00	$14,046	$367.84	$126.00 → SCHD
4	$15,459	$565.05	$15,660	$377.73	$201.00 → SCHD
5	$17,128	$586.48	$17,425	$387.07	$297.00 → SCHD
6	$18,934	$607.28	$19,354	$395.86	$420.00 → SCHD
7	$20,887	$627.40	$21,461	$404.13	$574.00 → SCHD
8	$22,996	$646.83	$23,762	$411.89	$766.00 → SCHD
9	$25,271	$665.55	$26,272	$419.15	$1.0K → SCHD
10	$27,723	$683.55	$29,010	$425.95	$1.3K → SCHD

BUFC vs SCHD: Complete Analysis 2026

BUFC — Stock

An actively managed ETF that seeks a conservative level of capital appreciation while providing the potential for some downside protection against market declines

Full BUFC Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.