Is BUFDX or VYM a better dividend investment in 2026?

BUFDX currently yields 1.64% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VYM offers higher current income.

What is the dividend yield difference between BUFDX and VYM?

BUFDX has a forward dividend yield of 1.64% ($0.55/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.77 percentage points.

Home › Compare › BUFDX vs VYM

BUFDX vs VYM: Dividend Comparison 2026

BUFDX yields 1.64% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $5.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BUFDX

● Live price

1.64%

Share price

$33.32

Annual div

$0.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.1K

Annual income

$181.86

Full BUFDX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — BUFDX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BUFDX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BUFDX + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BUFDX pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BUFDX

Annual income on $10K today (after 15% tax)

$139.04/yr

After 10yr DRIP, annual income (after tax)

$154.58/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VYM beats the other by $82.19/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BUFDX + VYM for your $10,000?

BUFDX: 50%VYM: 50%

100% VYM50/50100% BUFDX

Portfolio after 10yr

$24.9K

Annual income

$230.20/yr

Blended yield

0.92%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BUFDX buys

VYM buys

No recent congressional trades found for BUFDX or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBUFDXVYM

Forward yield	1.64%	2.41% ✓
Annual dividend / share	$0.55	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.1K	$27.8K ✓
Annual income after 10y	$181.86	$278.55 ✓
Total dividends collected	$1.7K	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BUFDX vs VYM ($10,000, DRIP)

Year	BUFDX Portfolio	BUFDX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$10,864	$163.58	$11,151	$241.44	$287.00 → VYM
2	$11,790	$166.08	$12,413	$246.79	$623.00 → VYM
3	$12,784	$168.45	$13,794	$251.79	$1.0K → VYM
4	$13,849	$170.70	$15,306	$256.47	$1.5K → VYM
5	$14,992	$172.83	$16,960	$260.84	$2.0K → VYM
6	$16,216	$174.85	$18,768	$264.92	$2.6K → VYM
7	$17,528	$176.75	$20,745	$268.71	$3.2K → VYM
8	$18,933	$178.55	$22,905	$272.24	$4.0K → VYM
9	$20,439	$180.25	$25,265	$275.51	$4.8K → VYM
10	$22,052	$181.86	$27,842	$278.55	$5.8K → VYM

BUFDX vs VYM: Complete Analysis 2026

BUFDX — Stock

The fund invests in dividend-paying equity securities, consisting of common stocks, preferred stocks, rights, warrants and convertible securities. During normal market conditions, at least 80% of the fund's assets will be invested in dividend-paying equity securities. The fund may invest up to 20% of its net assets in sponsored or unsponsored ADRs and securities of foreign companies that are traded on U.S. stock exchanges.

Full BUFDX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this BUFDX vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BUFDX vs SCHD BUFDX vs JEPI BUFDX vs O BUFDX vs KO BUFDX vs MAIN BUFDX vs VIG BUFDX vs DGRO BUFDX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.