Is BUFEX or XYLD a better dividend investment in 2026?

BUFEX currently yields 7.56% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BUFEX and XYLD?

BUFEX has a forward dividend yield of 7.56% ($3.97/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 3.64 percentage points.

Home › Compare › BUFEX vs XYLD

BUFEX vs XYLD: Dividend Comparison 2026

BUFEX yields 7.56% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BUFEX wins by $7.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BUFEX

● Live price

7.56%

Share price

$52.49

Annual div

$3.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.0K

Annual income

$1,220.46

Full BUFEX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — BUFEX vs XYLD

📍 BUFEX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BUFEX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BUFEX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BUFEX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BUFEX

Annual income on $10K today (after 15% tax)

$642.50/yr

After 10yr DRIP, annual income (after tax)

$1,037.39/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $1,810.98/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BUFEX + XYLD for your $10,000?

BUFEX: 50%XYLD: 50%

100% XYLD50/50100% BUFEX

Portfolio after 10yr

$29.4K

Annual income

$2,285.74/yr

Blended yield

7.77%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BUFEX buys

XYLD buys

No recent congressional trades found for BUFEX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBUFEXXYLD

Forward yield	7.56%	11.20% ✓
Annual dividend / share	$3.97	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.0K ✓	$25.9K
Annual income after 10y	$1,220.46	$3,351.03 ✓
Total dividends collected	$9.9K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BUFEX vs XYLD ($10,000, DRIP)

Year	BUFEX Portfolio	BUFEX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,456	$755.88	$10,840	$1,120.44	+$616.00 → BUFEX
2	$13,067	$809.28	$11,786	$1,249.59	+$1.3K → BUFEX
3	$14,844	$862.71	$12,854	$1,397.78	+$2.0K → BUFEX
4	$16,800	$915.94	$14,063	$1,568.33	+$2.7K → BUFEX
5	$18,944	$968.76	$15,434	$1,765.19	+$3.5K → BUFEX
6	$21,291	$1,020.96	$16,995	$1,993.14	+$4.3K → BUFEX
7	$23,854	$1,072.39	$18,777	$2,257.95	+$5.1K → BUFEX
8	$26,647	$1,122.87	$20,818	$2,566.58	+$5.8K → BUFEX
9	$29,684	$1,172.27	$23,163	$2,927.50	+$6.5K → BUFEX
10	$32,983	$1,220.46	$25,865	$3,351.03	+$7.1K → BUFEX

BUFEX vs XYLD: Complete Analysis 2026

BUFEX — Stock

The fund normally invests at least 80% of its net assets in equity securities, consisting of common stocks, preferred stocks, convertible securities, warrants and rights of large capitalization ("large-cap") companies. The fund may invest up to 20% of its net assets in sponsored or unsponsored ADRs and securities of foreign companies that are traded on U.S. stock exchanges.

Full BUFEX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this BUFEX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BUFEX vs SCHD BUFEX vs JEPI BUFEX vs O BUFEX vs KO BUFEX vs MAIN BUFEX vs QYLD BUFEX vs JEPQ BUFEX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.