Is BUFGX or SCHD a better dividend investment in 2026?

BUFGX currently yields 7.25% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: BUFGX offers higher current income.

What is the dividend yield difference between BUFGX and SCHD?

BUFGX has a forward dividend yield of 7.25% ($2.29/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.79 percentage points.

Home › Compare › BUFGX vs SCHD

BUFGX vs SCHD: Dividend Comparison 2026

BUFGX yields 7.25% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BUFGX wins by $3.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BUFGX

● Live price

7.25%

Share price

$31.58

Annual div

$2.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.3K

Annual income

$1,149.11

Full BUFGX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — BUFGX vs SCHD

📍 BUFGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BUFGX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BUFGX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

BUFGX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BUFGX

Annual income on $10K today (after 15% tax)

$616.48/yr

After 10yr DRIP, annual income (after tax)

$976.74/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, BUFGX beats the other by $614.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BUFGX + SCHD for your $10,000?

BUFGX: 50%SCHD: 50%

100% SCHD50/50100% BUFGX

Portfolio after 10yr

$30.7K

Annual income

$787.53/yr

Blended yield

2.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BUFGX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBUFGXSCHD

Forward yield	7.25% ✓	3.46%
Annual dividend / share	$2.29 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.3K ✓	$29.0K
Annual income after 10y	$1,149.11 ✓	$425.95
Total dividends collected	$9.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BUFGX vs SCHD ($10,000, DRIP)

Year	BUFGX Portfolio	BUFGX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,425	$725.27	$11,226	$346.36	+$199.00 → BUFGX
2	$12,999	$774.43	$12,572	$357.38	+$427.00 → BUFGX
3	$14,733	$823.49	$14,046	$367.84	+$687.00 → BUFGX
4	$16,636	$872.24	$15,660	$377.73	+$976.00 → BUFGX
5	$18,722	$920.50	$17,425	$387.07	+$1.3K → BUFGX
6	$21,000	$968.10	$19,354	$395.86	+$1.6K → BUFGX
7	$23,485	$1,014.89	$21,461	$404.13	+$2.0K → BUFGX
8	$26,190	$1,060.73	$23,762	$411.89	+$2.4K → BUFGX
9	$29,128	$1,105.50	$26,272	$419.15	+$2.9K → BUFGX
10	$32,317	$1,149.11	$29,010	$425.95	+$3.3K → BUFGX

BUFGX vs SCHD: Complete Analysis 2026

BUFGX — Stock

The fund invests in common stocks and other equity securities, including preferred stock, convertible securities, warrants and rights, with a goal of maintaining at least 75% of the fund’s portfolio in companies with market capitalizations greater than the median of the Russell 3000® Growth Index or $5 billion, whichever is lower.

Full BUFGX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.