Is BUFMX or QYLD a better dividend investment in 2026?

BUFMX currently yields 11.64% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BUFMX and QYLD?

BUFMX has a forward dividend yield of 11.64% ($1.50/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.28 percentage points.

Home › Compare › BUFMX vs QYLD

BUFMX vs QYLD: Dividend Comparison 2026

BUFMX yields 11.64% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BUFMX wins by $17.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BUFMX

● Live price

11.64%

Share price

$12.88

Annual div

$1.50

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.1K

Annual income

$2,410.56

Full BUFMX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BUFMX vs QYLD

📍 BUFMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BUFMX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BUFMX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

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BUFMX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BUFMX

Annual income on $10K today (after 15% tax)

$989.81/yr

After 10yr DRIP, annual income (after tax)

$2,048.98/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,761.44/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BUFMX + QYLD for your $10,000?

BUFMX: 50%QYLD: 50%

100% QYLD50/50100% BUFMX

Portfolio after 10yr

$34.3K

Annual income

$4,034.94/yr

Blended yield

11.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BUFMX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBUFMXQYLD

Forward yield	11.64%	11.92% ✓
Annual dividend / share	$1.50	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$43.1K ✓	$25.4K
Annual income after 10y	$2,410.56	$5,659.31 ✓
Total dividends collected	$17.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BUFMX vs QYLD ($10,000, DRIP)

Year	BUFMX Portfolio	BUFMX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,864	$1,164.49	$10,352	$1,192.36	+$1.5K → BUFMX
2	$13,986	$1,291.22	$10,830	$1,347.57	+$3.2K → BUFMX
3	$16,388	$1,422.55	$11,460	$1,539.07	+$4.9K → BUFMX
4	$19,093	$1,557.77	$12,275	$1,777.84	+$6.8K → BUFMX
5	$22,125	$1,696.16	$13,323	$2,078.95	+$8.8K → BUFMX
6	$25,511	$1,836.99	$14,667	$2,463.34	+$10.8K → BUFMX
7	$29,276	$1,979.53	$16,396	$2,960.57	+$12.9K → BUFMX
8	$33,449	$2,123.08	$18,631	$3,612.97	+$14.8K → BUFMX
9	$38,057	$2,266.97	$21,548	$4,482.15	+$16.5K → BUFMX
10	$43,132	$2,410.56	$25,398	$5,659.31	+$17.7K → BUFMX

BUFMX vs QYLD: Complete Analysis 2026

BUFMX — Stock

The fund invests at least 80% of its net assets in equity securities, consisting of common stocks, preferred stocks, convertible preferred stocks, warrants and rights of medium capitalization ("mid-cap") companies. The adviser defines mid-cap companies as those companies, at the time of purchase, with market capitalizations within the range of the Morningstar US Mid Growth Index.

Full BUFMX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.