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BWAGF vs PM: Dividend Comparison 2026

BWAGF yields 4.95% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BWAGF wins by $5781.92M in total portfolio value
10 years
BWAGF
BWAGF
● Live price
4.95%
Share price
$147.00
Annual div
$7.27
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5781.97M
Annual income
$5,565,772,680.53
Full BWAGF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — BWAGF vs PM

📍 BWAGF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBWAGFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BWAGF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BWAGF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BWAGF
Annual income on $10K today (after 15% tax)
$420.37/yr
After 10yr DRIP, annual income (after tax)
$4,730,906,778.45/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, BWAGF beats the other by $4,730,904,660.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BWAGF + PM for your $10,000?

BWAGF: 50%PM: 50%
100% PM50/50100% BWAGF
Portfolio after 10yr
$2891.01M
Annual income
$2,782,887,586.28/yr
Blended yield
96.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BWAGF
Analyst Ratings
4
Buy
Consensus: Buy
Altman Z
-0.4
Piotroski
3/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BWAGF buys
0
PM buys
0
No recent congressional trades found for BWAGF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBWAGFPM
Forward yield4.95%3.48%
Annual dividend / share$7.27$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$5781.97M$49.6K
Annual income after 10y$5,565,772,680.53$2,492.02
Total dividends collected$5766.79M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: BWAGF vs PM ($10,000, DRIP)

YearBWAGF PortfolioBWAGF Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,689$989.12$11,648$408.29+$41.00BWAGF
2$14,668$2,161.10$13,589$495.90+$1.1KBWAGF
3$20,764$5,069.02$15,877$603.21+$4.9KBWAGF
4$35,630$13,412.27$18,580$734.88+$17.1KBWAGF
5$81,142$43,017.80$21,781$896.75+$59.4KBWAGF
6$269,937$183,114.82$25,578$1,096.12+$244.4KBWAGF
7$1,427,472$1,138,639.63$30,092$1,342.17+$1.40MBWAGF
8$12,782,205$11,254,809.81$35,470$1,646.46+$12.75MBWAGF
9$202,051,664$188,374,704.81$41,892$2,023.58+$202.01MBWAGF
10$5,781,967,961$5,565,772,680.53$49,578$2,492.02+$5781.92MBWAGF

BWAGF vs PM: Complete Analysis 2026

BWAGFStock

BAWAG Group AG operates as a holding company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft that provides various banking products and services in Austria, Western Europe, North America, and internationally. The company's Retail & SME segment offers savings, payments, cards, lending, investment, and insurance products and services; small business lending; factoring and leasing business; social housing activities; and real estate leasing platforms. Its Corporates & Public segment provides lending products to international corporates; international real estate financing; corporate, mid-cap, and public lending; and other financial services. The company's Treasury segment offers trading and investment services, such as asset-liability management transactions, including secured and unsecured funding. The company is headquartered in Vienna, Austria.

Full BWAGF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.