Is BWAGF or RYLD a better dividend investment in 2026?

BWAGF currently yields 4.95% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between BWAGF and RYLD?

BWAGF has a forward dividend yield of 4.95% ($7.27/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.19 percentage points.

Home › Compare › BWAGF vs RYLD

BWAGF vs RYLD: Dividend Comparison 2026

BWAGF yields 4.95% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BWAGF wins by $5781.92M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

BWAGF

● Live price

4.95%

Share price

$147.00

Annual div

$7.27

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5781.97M

Annual income

$5,565,772,680.53

Full BWAGF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BWAGF vs RYLD

📍 BWAGF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BWAGF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BWAGF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BWAGF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BWAGF

Annual income on $10K today (after 15% tax)

$420.37/yr

After 10yr DRIP, annual income (after tax)

$4,730,906,778.45/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BWAGF beats the other by $4,730,904,579.20/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BWAGF + RYLD for your $10,000?

BWAGF: 50%RYLD: 50%

100% RYLD50/50100% BWAGF

Portfolio after 10yr

$2891.01M

Annual income

$2,782,887,633.94/yr

Blended yield

96.26%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BWAGF right now

BWAGF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.4

Piotroski

3/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BWAGF buys

RYLD buys

No recent congressional trades found for BWAGF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBWAGFRYLD

Forward yield	4.95%	12.14% ✓
Annual dividend / share	$7.27 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$5781.97M ✓	$44.5K
Annual income after 10y	$5,565,772,680.53 ✓	$2,587.35
Total dividends collected	$5766.79M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BWAGF vs RYLD ($10,000, DRIP)

Year	BWAGF Portfolio	BWAGF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,689	$989.12	$11,914	$1,213.65	$225.00 → RYLD
2← crossover	$14,668	$2,161.10	$14,099	$1,351.30	+$569.00 → BWAGF
3	$20,764	$5,069.02	$16,580	$1,494.55	+$4.2K → BWAGF
4	$35,630	$13,412.27	$19,384	$1,642.61	+$16.2K → BWAGF
5	$81,142	$43,017.80	$22,535	$1,794.70	+$58.6K → BWAGF
6	$269,937	$183,114.82	$26,063	$1,950.00	+$243.9K → BWAGF
7	$1,427,472	$1,138,639.63	$29,995	$2,107.69	+$1.40M → BWAGF
8	$12,782,205	$11,254,809.81	$34,361	$2,266.99	+$12.75M → BWAGF
9	$202,051,664	$188,374,704.81	$39,194	$2,427.12	+$202.01M → BWAGF
10	$5,781,967,961	$5,565,772,680.53	$44,525	$2,587.35	+$5781.92M → BWAGF

BWAGF vs RYLD: Complete Analysis 2026

BWAGF — Stock

BAWAG Group AG operates as a holding company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft that provides various banking products and services in Austria, Western Europe, North America, and internationally. The company's Retail & SME segment offers savings, payments, cards, lending, investment, and insurance products and services; small business lending; factoring and leasing business; social housing activities; and real estate leasing platforms. Its Corporates & Public segment provides lending products to international corporates; international real estate financing; corporate, mid-cap, and public lending; and other financial services. The company's Treasury segment offers trading and investment services, such as asset-liability management transactions, including secured and unsecured funding. The company is headquartered in Vienna, Austria.

Full BWAGF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this BWAGF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BWAGF vs SCHD BWAGF vs JEPI BWAGF vs O BWAGF vs KO BWAGF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.