Is BWBFX or SCHD a better dividend investment in 2026?

BWBFX currently yields 8.11% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: BWBFX offers higher current income.

What is the dividend yield difference between BWBFX and SCHD?

BWBFX has a forward dividend yield of 8.11% ($1.60/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 4.65 percentage points.

Home › Compare › BWBFX vs SCHD

BWBFX vs SCHD: Dividend Comparison 2026

BWBFX yields 8.11% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BWBFX wins by $5.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BWBFX

● Live price

8.11%

Share price

$19.71

Annual div

$1.60

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$1,355.06

Full BWBFX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — BWBFX vs SCHD

📍 BWBFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BWBFX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BWBFX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BWBFX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BWBFX

Annual income on $10K today (after 15% tax)

$689.49/yr

After 10yr DRIP, annual income (after tax)

$1,151.80/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, BWBFX beats the other by $789.74/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BWBFX + SCHD for your $10,000?

BWBFX: 50%SCHD: 50%

100% SCHD50/50100% BWBFX

Portfolio after 10yr

$31.6K

Annual income

$890.50/yr

Blended yield

2.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BWBFX buys

SCHD buys

No recent congressional trades found for BWBFX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBWBFXSCHD

Forward yield	8.11% ✓	3.46%
Annual dividend / share	$1.60 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.2K ✓	$29.0K
Annual income after 10y	$1,355.06 ✓	$425.95
Total dividends collected	$10.9K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BWBFX vs SCHD ($10,000, DRIP)

Year	BWBFX Portfolio	BWBFX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,511	$811.16	$11,226	$346.36	+$285.00 → BWBFX
2	$13,190	$872.66	$12,572	$357.38	+$618.00 → BWBFX
3	$15,047	$934.48	$14,046	$367.84	+$1.0K → BWBFX
4	$17,097	$996.36	$15,660	$377.73	+$1.4K → BWBFX
5	$19,352	$1,058.02	$17,425	$387.07	+$1.9K → BWBFX
6	$21,826	$1,119.21	$19,354	$395.86	+$2.5K → BWBFX
7	$24,533	$1,179.70	$21,461	$404.13	+$3.1K → BWBFX
8	$27,490	$1,239.30	$23,762	$411.89	+$3.7K → BWBFX
9	$30,712	$1,297.80	$26,272	$419.15	+$4.4K → BWBFX
10	$34,217	$1,355.06	$29,010	$425.95	+$5.2K → BWBFX

BWBFX vs SCHD: Complete Analysis 2026

BWBFX — Stock

The fund invests, at any given time, in the securities of a select number of Baron mutual funds (the "underlying funds"), representing specific investment strategies. It normally invests in a variety of domestic and international equity funds. The Adviser seeks to invest in businesses that the Adviser believes have significant opportunities for growth, sustainable competitive advantages, exceptional management, and an attractive valuation.

Full BWBFX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this BWBFX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BWBFX vs JEPI BWBFX vs O BWBFX vs KO BWBFX vs MAIN BWBFX vs VYM BWBFX vs DGRO BWBFX vs VIG BWBFX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.