Is BYCRF or QYLD a better dividend investment in 2026?

BYCRF currently yields 2.34% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BYCRF and QYLD?

BYCRF has a forward dividend yield of 2.34% ($0.66/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.58 percentage points.

Home › Compare › BYCRF vs QYLD

BYCRF vs QYLD: Dividend Comparison 2026

BYCRF yields 2.34% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BYCRF wins by $129.63M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BYCRF

● Live price

2.34%

Share price

$28.17

Annual div

$0.66

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$129.66M

Annual income

$119,838,014.62

Full BYCRF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BYCRF vs QYLD

📍 BYCRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYCRF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BYCRF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BYCRF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYCRF

Annual income on $10K today (after 15% tax)

$199.30/yr

After 10yr DRIP, annual income (after tax)

$101,862,312.43/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, BYCRF beats the other by $101,857,502.01/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BYCRF + QYLD for your $10,000?

BYCRF: 50%QYLD: 50%

100% QYLD50/50100% BYCRF

Portfolio after 10yr

$64.84M

Annual income

$59,921,836.97/yr

Blended yield

92.41%

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Analyst Conviction Gap

Where Wall Street is most bullish on BYCRF right now

BYCRF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

18.3

Piotroski

9/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYCRF buys

QYLD buys

No recent congressional trades found for BYCRF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYCRFQYLD

Forward yield	2.34%	11.92% ✓
Annual dividend / share	$0.66	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$129.66M ✓	$25.4K
Annual income after 10y	$119,838,014.62 ✓	$5,659.31
Total dividends collected	$128.89M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BYCRF vs QYLD ($10,000, DRIP)

Year	BYCRF Portfolio	BYCRF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,169	$468.94	$10,352	$1,192.36	+$817.00 → BYCRF
2	$12,930	$978.98	$10,830	$1,347.57	+$2.1K → BYCRF
3	$15,953	$2,118.35	$11,460	$1,539.07	+$4.5K → BYCRF
4	$21,955	$4,885.42	$12,275	$1,777.84	+$9.7K → BYCRF
5	$36,059	$12,567.26	$13,323	$2,078.95	+$22.7K → BYCRF
6	$77,164	$38,580.36	$14,667	$2,463.34	+$62.5K → BYCRF
7	$236,880	$154,314.91	$16,396	$2,960.57	+$220.5K → BYCRF
8	$1,138,921	$885,459.20	$18,631	$3,612.97	+$1.12M → BYCRF
9	$9,176,196	$7,957,550.16	$21,548	$4,482.15	+$9.15M → BYCRF
10	$129,656,544	$119,838,014.62	$25,398	$5,659.31	+$129.63M → BYCRF

BYCRF vs QYLD: Complete Analysis 2026

BYCRF — Stock

BayCurrent Consulting, Inc. provides consulting services in Japan. The company provides engaged in designing and implementing strategy/business strategy, globalization, m&a/jv/alliances, innovation/new business development, turn-around, innovation/new business development, overseas expansion, global resource utilization, global governance design, change towards capturing inbound demand, marketing and sales strategy, and business due diligence.It offers DX-based high level planning, digital department launch, blockchain utilization, business model DX, designing thinking/agile operations, digital marketing, AI/IoT implementation, DX strategy/roadmap formulation, digital human resource development, fintech/insurtech, operation DX, and lean start-ups services. Additionally, the company provides procurement cost reduction, business process re-engineering, supply chain management, customer relationship management, risk management, value chain transformation, governance/management design, operation reform/standardization, and leadership training services. Further, it offers IT strategy, IT governance, IT cost optimization, IT organizational improvement, IT talent development, PMO, IT architecture, system design/ development, and IT asset evaluation services. The company serves financial, high-tech/telecommunication, media/entertainment, industrial/distribution/retail, health care, energy, and public sector industries. BayCurrent Consulting, Inc. was founded in 1998 and is based in Tokyo, Japan.

Full BYCRF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.