HomeCompareBYCRF vs SPHD

BYCRF vs SPHD: Dividend Comparison 2026

BYCRF yields 2.34% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BYCRF wins by $129.63M in total portfolio value
10 years
BYCRF
BYCRF
● Live price
2.34%
Share price
$28.17
Annual div
$0.66
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$129.66M
Annual income
$119,838,014.62
Full BYCRF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — BYCRF vs SPHD

📍 BYCRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBYCRFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BYCRF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BYCRF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYCRF
Annual income on $10K today (after 15% tax)
$199.30/yr
After 10yr DRIP, annual income (after tax)
$101,862,312.43/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, BYCRF beats the other by $101,861,830.16/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BYCRF + SPHD for your $10,000?

BYCRF: 50%SPHD: 50%
100% SPHD50/50100% BYCRF
Portfolio after 10yr
$64.84M
Annual income
$59,919,290.99/yr
Blended yield
92.41%
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Analyst Conviction Gap

Where Wall Street is most bullish on BYCRF right now

BYCRF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
18.3
Piotroski
9/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYCRF buys
0
SPHD buys
0
No recent congressional trades found for BYCRF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBYCRFSPHD
Forward yield2.34%4.30%
Annual dividend / share$0.66$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$129.66M$26.5K
Annual income after 10y$119,838,014.62$567.37
Total dividends collected$128.89M$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BYCRF vs SPHD ($10,000, DRIP)

YearBYCRF PortfolioBYCRF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,169$468.94$11,130$430.50+$39.00BYCRF
2$12,930$978.98$12,357$447.82+$573.00BYCRF
3$15,953$2,118.35$13,687$464.65+$2.3KBYCRF
4$21,955$4,885.42$15,126$480.98+$6.8KBYCRF
5$36,059$12,567.26$16,682$496.78+$19.4KBYCRF
6$77,164$38,580.36$18,362$512.03+$58.8KBYCRF
7$236,880$154,314.91$20,174$526.72+$216.7KBYCRF
8$1,138,921$885,459.20$22,127$540.84+$1.12MBYCRF
9$9,176,196$7,957,550.16$24,230$554.39+$9.15MBYCRF
10$129,656,544$119,838,014.62$26,493$567.37+$129.63MBYCRF

BYCRF vs SPHD: Complete Analysis 2026

BYCRFStock

BayCurrent Consulting, Inc. provides consulting services in Japan. The company provides engaged in designing and implementing strategy/business strategy, globalization, m&a/jv/alliances, innovation/new business development, turn-around, innovation/new business development, overseas expansion, global resource utilization, global governance design, change towards capturing inbound demand, marketing and sales strategy, and business due diligence.It offers DX-based high level planning, digital department launch, blockchain utilization, business model DX, designing thinking/agile operations, digital marketing, AI/IoT implementation, DX strategy/roadmap formulation, digital human resource development, fintech/insurtech, operation DX, and lean start-ups services. Additionally, the company provides procurement cost reduction, business process re-engineering, supply chain management, customer relationship management, risk management, value chain transformation, governance/management design, operation reform/standardization, and leadership training services. Further, it offers IT strategy, IT governance, IT cost optimization, IT organizational improvement, IT talent development, PMO, IT architecture, system design/ development, and IT asset evaluation services. The company serves financial, high-tech/telecommunication, media/entertainment, industrial/distribution/retail, health care, energy, and public sector industries. BayCurrent Consulting, Inc. was founded in 1998 and is based in Tokyo, Japan.

Full BYCRF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.