Is BYDIY or RYLD a better dividend investment in 2026?

BYDIY currently yields 2.20% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between BYDIY and RYLD?

BYDIY has a forward dividend yield of 2.20% ($3.95/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 9.94 percentage points.

Home › Compare › BYDIY vs RYLD

BYDIY vs RYLD: Dividend Comparison 2026

BYDIY yields 2.20% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BYDIY wins by $97.74M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

BYDIY

● Live price

2.20%

Share price

$179.25

Annual div

$3.95

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$97.78M

Annual income

$89,937,343.47

Full BYDIY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BYDIY vs RYLD

📍 BYDIY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYDIY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BYDIY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

BYDIY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYDIY

Annual income on $10K today (after 15% tax)

$187.18/yr

After 10yr DRIP, annual income (after tax)

$76,446,741.95/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BYDIY beats the other by $76,444,542.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BYDIY + RYLD for your $10,000?

BYDIY: 50%RYLD: 50%

100% RYLD50/50100% BYDIY

Portfolio after 10yr

$48.91M

Annual income

$44,969,965.40/yr

Blended yield

91.94%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYDIY buys

RYLD buys

No recent congressional trades found for BYDIY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYDIYRYLD

Forward yield	2.20%	12.14% ✓
Annual dividend / share	$3.95 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$97.78M ✓	$44.5K
Annual income after 10y	$89,937,343.47 ✓	$2,587.35
Total dividends collected	$97.17M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BYDIY vs RYLD ($10,000, DRIP)

Year	BYDIY Portfolio	BYDIY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,140	$440.42	$11,914	$1,213.65	$774.00 → RYLD
2	$12,837	$917.09	$14,099	$1,351.30	$1.3K → RYLD
3	$15,711	$1,975.29	$16,580	$1,494.55	$869.00 → RYLD
4← crossover	$21,330	$4,518.69	$19,384	$1,642.61	+$1.9K → BYDIY
5	$34,289	$11,466.56	$22,535	$1,794.70	+$11.8K → BYDIY
6	$71,145	$34,455.10	$26,063	$1,950.00	+$45.1K → BYDIY
7	$209,748	$133,623.59	$29,995	$2,107.69	+$179.8K → BYDIY
8	$960,783	$736,352.02	$34,361	$2,266.99	+$926.4K → BYDIY
9	$7,332,648	$6,304,610.23	$39,194	$2,427.12	+$7.29M → BYDIY
10	$97,783,277	$89,937,343.47	$44,525	$2,587.35	+$97.74M → BYDIY

BYDIY vs RYLD: Complete Analysis 2026

BYDIY — Stock

BYD Electronic (International) Company Limited, an investment holding company, designs, manufactures, assembles, and sells mobile handset components and modules in the People's Republic of China and internationally. The company provides high-level assembly services; and manufactures and sells batteries, chargers, and iron phosphate batteries for use in electric buses, trucks, cars, and forklifts, as well as its components and spare parts. It builds and maintains monorail projects. The company was founded in 1995 and is headquartered in Shenzhen, the People's Republic of China. BYD Electronic (International) Company Limited is a subsidiary of Golden Link Worldwide Limited.

Full BYDIY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.