Is BYLB or FCPT a better dividend investment in 2026?

BYLB currently yields 3.65% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between BYLB and FCPT?

BYLB has a forward dividend yield of 3.65% ($4.20/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.40 percentage points.

Home › Compare › BYLB vs FCPT

BYLB vs FCPT: Dividend Comparison 2026

BYLB yields 3.65% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $14.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BYLB

● Live price

3.65%

Share price

$115.00

Annual div

$4.20

5Y div CAGR

15.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.4K

Annual income

$2,542.69

Full BYLB calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — BYLB vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYLB	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BYLB + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BYLB pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYLB

Annual income on $10K today (after 15% tax)

$310.43/yr

After 10yr DRIP, annual income (after tax)

$2,161.29/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $2,747.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BYLB + FCPT for your $10,000?

BYLB: 50%FCPT: 50%

100% FCPT50/50100% BYLB

Portfolio after 10yr

$41.7K

Annual income

$4,158.98/yr

Blended yield

9.97%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

BYLB

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYLB buys

FCPT buys

No recent congressional trades found for BYLB or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYLBFCPT

Forward yield	3.65%	6.05% ✓
Annual dividend / share	$4.20 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	15.7%	15.8% ✓
Portfolio after 10y	$34.4K	$49.1K ✓
Annual income after 10y	$2,542.69	$5,775.28 ✓
Total dividends collected	$11.9K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: BYLB vs FCPT ($10,000, DRIP)

Year	BYLB Portfolio	BYLB Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,123	$422.56	$11,401	$700.92	$278.00 → FCPT
2	$12,409	$508.21	$13,064	$864.84	$655.00 → FCPT
3	$13,891	$613.10	$15,051	$1,072.48	$1.2K → FCPT
4	$15,606	$742.11	$17,442	$1,337.22	$1.8K → FCPT
5	$17,599	$901.49	$20,340	$1,677.08	$2.7K → FCPT
6	$19,931	$1,099.34	$23,880	$2,116.57	$3.9K → FCPT
7	$22,672	$1,346.19	$28,241	$2,689.36	$5.6K → FCPT
8	$25,915	$1,655.86	$33,660	$3,442.07	$7.7K → FCPT
9	$29,776	$2,046.60	$40,456	$4,439.95	$10.7K → FCPT
10	$34,403	$2,542.69	$49,063	$5,775.28	$14.7K → FCPT

BYLB vs FCPT: Complete Analysis 2026

BYLB — Stock

Boyle Bancorp, Inc. operates as the holding company for Farmers National Bank that provides a range of commercial and personal banking services in the United States. It offers checking and savings accounts, money market accounts, certificates of deposits, and IRAs; and auto, recreational vehicle, boat, ATVs/UTVs, CD, marketable security, construction, FHA, VA, home equity, and rural housing loans; fixed rate and adjustable-rate mortgages; business loans, including commercial real estate, multi-family dwellings, commercial construction, business equipment, and lines of credit; agriculture loans comprising farm equipment financing, real estate/farm improvement, operating, refinancing, and sweep loans/accounts; and equine loans consists of mare/stallion and farm financing. The company also provides automated clearing house, remote deposit capture, reorder checks, safe deposit boxes, wire transfer, and overdraft protection services, as well as debit and credit cards; and investment and wealth, brokerage, insurance, ATM, and online and mobile banking services. It operates 12 banking locations in Boyle, Casey, Garrard, Lincoln, and Mercer counties of Kentucky. Boyle Bancorp, Inc. was founded in 1879 and is based in Danville, Kentucky.

Full BYLB Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.