Is BYLB or QYLD a better dividend investment in 2026?

BYLB currently yields 3.65% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BYLB and QYLD?

BYLB has a forward dividend yield of 3.65% ($4.20/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.27 percentage points.

Home › Compare › BYLB vs QYLD

BYLB vs QYLD: Dividend Comparison 2026

BYLB yields 3.65% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BYLB wins by $9.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BYLB

● Live price

3.65%

Share price

$115.00

Annual div

$4.20

5Y div CAGR

15.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.4K

Annual income

$2,542.69

Full BYLB calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BYLB vs QYLD

📍 BYLB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYLB	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BYLB + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BYLB pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYLB

Annual income on $10K today (after 15% tax)

$310.43/yr

After 10yr DRIP, annual income (after tax)

$2,161.29/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,649.13/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYLB + QYLD for your $10,000?

BYLB: 50%QYLD: 50%

100% QYLD50/50100% BYLB

Portfolio after 10yr

$29.9K

Annual income

$4,101.00/yr

Blended yield

13.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYLB buys

QYLD buys

No recent congressional trades found for BYLB or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYLBQYLD

Forward yield	3.65%	11.92% ✓
Annual dividend / share	$4.20 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	15.7% ✓	0%
Portfolio after 10y	$34.4K ✓	$25.4K
Annual income after 10y	$2,542.69	$5,659.31 ✓
Total dividends collected	$11.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BYLB vs QYLD ($10,000, DRIP)

Year	BYLB Portfolio	BYLB Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,123	$422.56	$10,352	$1,192.36	+$771.00 → BYLB
2	$12,409	$508.21	$10,830	$1,347.57	+$1.6K → BYLB
3	$13,891	$613.10	$11,460	$1,539.07	+$2.4K → BYLB
4	$15,606	$742.11	$12,275	$1,777.84	+$3.3K → BYLB
5	$17,599	$901.49	$13,323	$2,078.95	+$4.3K → BYLB
6	$19,931	$1,099.34	$14,667	$2,463.34	+$5.3K → BYLB
7	$22,672	$1,346.19	$16,396	$2,960.57	+$6.3K → BYLB
8	$25,915	$1,655.86	$18,631	$3,612.97	+$7.3K → BYLB
9	$29,776	$2,046.60	$21,548	$4,482.15	+$8.2K → BYLB
10	$34,403	$2,542.69	$25,398	$5,659.31	+$9.0K → BYLB

BYLB vs QYLD: Complete Analysis 2026

BYLB — Stock

Boyle Bancorp, Inc. operates as the holding company for Farmers National Bank that provides a range of commercial and personal banking services in the United States. It offers checking and savings accounts, money market accounts, certificates of deposits, and IRAs; and auto, recreational vehicle, boat, ATVs/UTVs, CD, marketable security, construction, FHA, VA, home equity, and rural housing loans; fixed rate and adjustable-rate mortgages; business loans, including commercial real estate, multi-family dwellings, commercial construction, business equipment, and lines of credit; agriculture loans comprising farm equipment financing, real estate/farm improvement, operating, refinancing, and sweep loans/accounts; and equine loans consists of mare/stallion and farm financing. The company also provides automated clearing house, remote deposit capture, reorder checks, safe deposit boxes, wire transfer, and overdraft protection services, as well as debit and credit cards; and investment and wealth, brokerage, insurance, ATM, and online and mobile banking services. It operates 12 banking locations in Boyle, Casey, Garrard, Lincoln, and Mercer counties of Kentucky. Boyle Bancorp, Inc. was founded in 1879 and is based in Danville, Kentucky.

Full BYLB Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this BYLB vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BYLB vs SCHD BYLB vs JEPI BYLB vs O BYLB vs KO BYLB vs MAIN BYLB vs XYLD BYLB vs JEPQ BYLB vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.