HomeCompareBYLOF vs SCHD

BYLOF vs SCHD: Dividend Comparison 2026

BYLOF yields 5.10% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BYLOF wins by $109.4K in total portfolio value
10 years
BYLOF
BYLOF
● Live price
5.10%
Share price
$11.39
Annual div
$0.58
5Y div CAGR
34.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$138.4K
Annual income
$46,730.72
Full BYLOF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — BYLOF vs SCHD

📍 BYLOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBYLOFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BYLOF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BYLOF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYLOF
Annual income on $10K today (after 15% tax)
$433.64/yr
After 10yr DRIP, annual income (after tax)
$39,721.11/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, BYLOF beats the other by $39,361.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYLOF + SCHD for your $10,000?

BYLOF: 50%SCHD: 50%
100% SCHD50/50100% BYLOF
Portfolio after 10yr
$83.7K
Annual income
$23,576.66/yr
Blended yield
28.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYLOF buys
0
SCHD buys
0
No recent congressional trades found for BYLOF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBYLOFSCHD
Forward yield5.10%3.44%
Annual dividend / share$0.58$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR34.7%0%
Portfolio after 10y$138.4K$29.0K
Annual income after 10y$46,730.72$422.61
Total dividends collected$107.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BYLOF vs SCHD ($10,000, DRIP)

YearBYLOF PortfolioBYLOF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,387$687.19$11,224$344.10+$163.00BYLOF
2$13,169$985.10$12,567$354.98+$602.00BYLOF
3$15,525$1,434.21$14,038$365.30+$1.5KBYLOF
4$18,741$2,128.51$15,648$375.06+$3.1KBYLOF
5$23,287$3,234.46$17,410$384.27+$5.9KBYLOF
6$29,977$5,059.57$19,335$392.95+$10.6KBYLOF
7$40,274$8,199.12$21,437$401.10+$18.8KBYLOF
8$56,961$13,867.36$23,733$408.75+$33.2KBYLOF
9$85,638$24,690.30$26,237$415.91+$59.4KBYLOF
10$138,364$46,730.72$28,968$422.61+$109.4KBYLOF

BYLOF vs SCHD: Complete Analysis 2026

BYLOFStock

Big Yellow is the UK's brand leader in self storage. Big Yellow now operates from a platform of 103 stores, including 25 stores branded as Armadillo Self Storage, in which the Group has a 20% interest. We own a further 11 Big Yellow self storage development sites, of which eight have planning consent. The current maximum lettable area of the existing platform (including Armadillo) is 6.0 million sq ft. When fully built out the portfolio will provide approximately 6.8 million sq ft of flexible storage space. Of the Big Yellow stores and sites, 98% by value are held freehold and long leasehold, with the remaining 2% short leasehold. The Group has pioneered the development of the latest generation of self storage facilities, which utilise state of the art technology and are in high profile, accessible, main road locations. Our focus on the location and visibility of our Big Yellow stores, coupled with our excellent customer service and our market leading online platform, has created the most recognised brand name in the UK self storage industry.

Full BYLOF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.