Is BYM or HDV a better dividend investment in 2026?

BYM currently yields 6.03% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: BYM offers higher current income.

What is the dividend yield difference between BYM and HDV?

BYM has a forward dividend yield of 6.03% ($0.67/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 3.11 percentage points.

Home › Compare › BYM vs HDV

BYM vs HDV: Dividend Comparison 2026

BYM yields 6.03% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BYM wins by $48.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BYM

● Live price

6.03%

Share price

$11.05

Annual div

$0.67

5Y div CAGR

23.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$73.2K

Annual income

$14,498.94

Full BYM calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — BYM vs HDV

📍 BYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYM	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BYM + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BYM pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYM

Annual income on $10K today (after 15% tax)

$512.31/yr

After 10yr DRIP, annual income (after tax)

$12,324.10/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, BYM beats the other by $12,024.28/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYM + HDV for your $10,000?

BYM: 50%HDV: 50%

100% HDV50/50100% BYM

Portfolio after 10yr

$48.8K

Annual income

$7,425.83/yr

Blended yield

15.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYM buys

HDV buys

No recent congressional trades found for BYM or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYMHDV

Forward yield	6.03% ✓	2.92%
Annual dividend / share	$0.67	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	23.2% ✓	0%
Portfolio after 10y	$73.2K ✓	$24.3K
Annual income after 10y	$14,498.94 ✓	$352.73
Total dividends collected	$45.9K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BYM vs HDV ($10,000, DRIP)

Year	BYM Portfolio	BYM Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,443	$742.54	$11,002	$292.38	+$441.00 → BYM
2	$13,222	$978.30	$12,084	$300.36	+$1.1K → BYM
3	$15,449	$1,301.57	$13,250	$308.02	+$2.2K → BYM
4	$18,281	$1,751.06	$14,506	$315.35	+$3.8K → BYM
5	$21,947	$2,385.83	$15,858	$322.35	+$6.1K → BYM
6	$26,781	$3,297.85	$17,313	$329.04	+$9.5K → BYM
7	$33,289	$4,633.53	$18,878	$335.42	+$14.4K → BYM
8	$42,251	$6,631.56	$20,560	$341.49	+$21.7K → BYM
9	$54,900	$9,691.17	$22,367	$347.25	+$32.5K → BYM
10	$73,242	$14,498.94	$24,307	$352.73	+$48.9K → BYM

BYM vs HDV: Complete Analysis 2026

BYM — Stock

BlackRock Municipal Income Quality Trust is a closed-ended fixed income mutual fund launched by BlackRock, Inc. It is managed by BlackRock Advisors, LLC. The fund invests in the fixed income markets of the United States. It primarily invests in investment grade municipal bonds exempt from federal income taxes, including the alternative minimum tax. BlackRock Municipal Income Quality Trust was formed on October 31, 2002 and is domiciled in the United States.

Full BYM Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this BYM vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BYM vs SCHD BYM vs JEPI BYM vs O BYM vs KO BYM vs MAIN BYM vs VYM BYM vs DVY BYM vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.