Is BYU or RYLD a better dividend investment in 2026?

BYU currently yields 1117.32% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: BYU offers higher current income.

What is the dividend yield difference between BYU and RYLD?

BYU has a forward dividend yield of 1117.32% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 1105.18 percentage points.

Home › Compare › BYU vs RYLD

BYU vs RYLD: Dividend Comparison 2026

BYU yields 1117.32% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BYU wins by $49895095.07M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BYU

● Live price

1117.32%

Share price

$0.18

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49895095.11M

Annual income

$42,425,635,717,569.89

Full BYU calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BYU vs RYLD

📍 BYU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYU	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BYU + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BYU pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYU

Annual income on $10K today (after 15% tax)

$94,972.07/yr

After 10yr DRIP, annual income (after tax)

$36,061,790,359,934.41/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BYU beats the other by $36,061,790,357,735.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYU + RYLD for your $10,000?

BYU: 50%RYLD: 50%

100% RYLD50/50100% BYU

Portfolio after 10yr

$24947547.58M

Annual income

$21,212,817,860,078.62/yr

Blended yield

85.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYU buys

RYLD buys

No recent congressional trades found for BYU or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYURYLD

Forward yield	1117.32% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49895095.11M ✓	$44.5K
Annual income after 10y	$42,425,635,717,569.89 ✓	$2,587.35
Total dividends collected	$49332813.79M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BYU vs RYLD ($10,000, DRIP)

Year	BYU Portfolio	BYU Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$122,432	$111,731.84	$11,914	$1,213.65	+$110.5K → BYU
2	$1,409,463	$1,278,461.27	$14,099	$1,351.30	+$1.40M → BYU
3	$15,263,208	$13,755,082.35	$16,580	$1,494.55	+$15.25M → BYU
4	$155,541,961	$139,210,328.34	$19,384	$1,642.61	+$155.52M → BYU
5	$1,492,264,729	$1,325,834,830.62	$22,535	$1,794.70	+$1492.24M → BYU
6	$13,484,590,610	$11,887,867,350.31	$26,063	$1,950.00	+$13484.56M → BYU
7	$114,823,507,422	$100,394,995,469.18	$29,995	$2,107.69	+$114823.48M → BYU
8	$921,814,332,935	$798,953,179,993.63	$34,361	$2,266.99	+$921814.30M → BYU
9	$6,980,803,174,083	$5,994,461,837,842.63	$39,194	$2,427.12	+$6980803.13M → BYU
10	$49,895,095,113,839	$42,425,635,717,569.89	$44,525	$2,587.35	+$49895095.07M → BYU

BYU vs RYLD: Complete Analysis 2026

BYU — Stock

TD Holdings, Inc. engages in commodities trading and supply chain service businesses in the People's Republic of China. The company's commodity trading business engages in purchasing non-ferrous metal products, such as aluminum ingots, copper, silver, and gold from upstream metal and mineral suppliers and then selling to downstream customers. Its supply chain service business covers a range of commodities, including non-ferrous metals, ferrous metals, coal, metallurgical raw materials, soybean oils, oils, rubber, wood, and various other types of commodities. The company serves as a one-stop commodity supply chain service and digital intelligence supply chain platform integrating upstream and downstream enterprises, warehouses, logistics, information, and futures trading. The company was formerly known as Bat Group, Inc. and changed its name to TD Holdings, Inc. in March 2020. TD Holdings, Inc. was incorporated in 2011 and is based in Shenzhen, the People's Republic of China.

Full BYU Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this BYU vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BYU vs SCHD BYU vs JEPI BYU vs O BYU vs KO BYU vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.