Is BZLYF or RYLD a better dividend investment in 2026?

BZLYF currently yields 2.04% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between BZLYF and RYLD?

BZLYF has a forward dividend yield of 2.04% ($0.34/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 10.10 percentage points.

Home › Compare › BZLYF vs RYLD

BZLYF vs RYLD: Dividend Comparison 2026

BZLYF yields 2.04% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BZLYF wins by $69.10M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

BZLYF

● Live price

2.04%

Share price

$16.79

Annual div

$0.34

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$69.15M

Annual income

$63,184,975.44

Full BZLYF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BZLYF vs RYLD

📍 BZLYF pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BZLYF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BZLYF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BZLYF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BZLYF

Annual income on $10K today (after 15% tax)

$172.98/yr

After 10yr DRIP, annual income (after tax)

$53,707,229.12/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BZLYF beats the other by $53,705,029.88/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BZLYF + RYLD for your $10,000?

BZLYF: 50%RYLD: 50%

100% RYLD50/50100% BZLYF

Portfolio after 10yr

$34.60M

Annual income

$31,593,781.39/yr

Blended yield

91.32%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BZLYF right now

BZLYF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

2.6

Piotroski

7/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BZLYF buys

RYLD buys

No recent congressional trades found for BZLYF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBZLYFRYLD

Forward yield	2.04%	12.14% ✓
Annual dividend / share	$0.34	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$69.15M ✓	$44.5K
Annual income after 10y	$63,184,975.44 ✓	$2,587.35
Total dividends collected	$68.67M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BZLYF vs RYLD ($10,000, DRIP)

Year	BZLYF Portfolio	BZLYF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,107	$407.01	$11,914	$1,213.65	$807.00 → RYLD
2	$12,729	$844.99	$14,099	$1,351.30	$1.4K → RYLD
3	$15,431	$1,810.14	$16,580	$1,494.55	$1.1K → RYLD
4← crossover	$20,612	$4,101.40	$19,384	$1,642.61	+$1.2K → BZLYF
5	$32,296	$10,240.44	$22,535	$1,794.70	+$9.8K → BZLYF
6	$64,547	$29,990.40	$26,063	$1,950.00	+$38.5K → BZLYF
7	$181,101	$112,036.45	$29,995	$2,107.69	+$151.1K → BZLYF
8	$781,340	$587,561.89	$34,361	$2,266.99	+$747.0K → BZLYF
9	$5,574,289	$4,738,254.55	$39,194	$2,427.12	+$5.54M → BZLYF
10	$69,149,464	$63,184,975.44	$44,525	$2,587.35	+$69.10M → BZLYF

BZLYF vs RYLD: Complete Analysis 2026

BZLYF — Stock

Beazley plc provides risk insurance and reinsurance solutions in the United States, Europe, and internationally. Its Cyber & Executive Risk segment underwrites management liabilities, such as employment practices risks and directors and officers, cyber and technology, and media and business services. The company's Marine segment underwrites various marine classes, including hull, energy, cargo and specie, piracy, satellite, aviation, kidnap and ransom, and war risks. Its Market Facilities segment underwrites portfolios of businesses. The company's Political, Accident & Contingency segment underwrites terrorism, political violence, expropriation, and credit risks, as well as contingency and risks associated with contract frustration. This segment also underwrites life, health, personal accident, sports, and income protection risks. Its Property segment provides commercial and homeowners' insurance. The company's Reinsurance segment specializes in writing property catastrophe, property per risk, casualty clash, aggregate excess of loss, and pro-rata businesses. Its Specialty Lines segment underwrites a portfolio of businesses comprising architects and engineers, healthcare, lawyers and environmental liability, market facilities business, and international financial institutions. The company was founded in 1986 and is based in London, the United Kingdom.

Full BZLYF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.