Is BZWHF or SCHD a better dividend investment in 2026?

BZWHF currently yields 4.56% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: BZWHF offers higher current income.

What is the dividend yield difference between BZWHF and SCHD?

BZWHF has a forward dividend yield of 4.56% ($1.13/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 1.12 percentage points.

Home › Compare › BZWHF vs SCHD

BZWHF vs SCHD: Dividend Comparison 2026

BZWHF yields 4.56% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $2.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BZWHF

● Live price

4.56%

Share price

$24.67

Annual div

$1.13

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.0K

Annual income

$611.18

Full BZWHF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — BZWHF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BZWHF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BZWHF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BZWHF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BZWHF

Annual income on $10K today (after 15% tax)

$387.82/yr

After 10yr DRIP, annual income (after tax)

$519.50/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, BZWHF beats the other by $160.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BZWHF + SCHD for your $10,000?

BZWHF: 50%SCHD: 50%

100% SCHD50/50100% BZWHF

Portfolio after 10yr

$28.0K

Annual income

$516.89/yr

Blended yield

1.85%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SCHD right now

BZWHF

Analyst Ratings

Sell

Consensus: Sell

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BZWHF buys

SCHD buys

No recent congressional trades found for BZWHF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBZWHFSCHD

Forward yield	4.56% ✓	3.44%
Annual dividend / share	$1.13 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.0K	$29.0K ✓
Annual income after 10y	$611.18 ✓	$422.61
Total dividends collected	$5.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BZWHF vs SCHD ($10,000, DRIP)

Year	BZWHF Portfolio	BZWHF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,156	$456.26	$11,224	$344.10	$68.00 → SCHD
2	$12,413	$475.72	$12,567	$354.98	$154.00 → SCHD
3	$13,777	$494.68	$14,038	$365.30	$261.00 → SCHD
4	$15,254	$513.10	$15,648	$375.06	$394.00 → SCHD
5	$16,853	$530.96	$17,410	$384.27	$557.00 → SCHD
6	$18,581	$548.23	$19,335	$392.95	$754.00 → SCHD
7	$20,446	$564.90	$21,437	$401.10	$991.00 → SCHD
8	$22,458	$580.95	$23,733	$408.75	$1.3K → SCHD
9	$24,627	$596.38	$26,237	$415.91	$1.6K → SCHD
10	$26,962	$611.18	$28,968	$422.61	$2.0K → SCHD

BZWHF vs SCHD: Complete Analysis 2026

BZWHF — Stock

The fund combines a dividend strategy with a covered call options overlay. Its underlying portfolio holds high yielding U.S. dividend equities that are screened for dividend payout sustainability and positive 3-year dividend growth. Underlying portfolio securities are selected and weighted by dividend yield. The fund holds underlying stock positions on this portfolio and writes call options out of the money. The call options, which are either exchange-traded or over-the-counter, are selected based on the option's implied volatility. The funds strategy enables investors to earn call option premiums, which provide limited downside protection.

Full BZWHF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.