Is CAFE or XYLD a better dividend investment in 2026?

CAFE currently yields 18.20% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: CAFE offers higher current income.

What is the dividend yield difference between CAFE and XYLD?

CAFE has a forward dividend yield of 18.20% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.00 percentage points.

Home › Compare › CAFE vs XYLD

CAFE vs XYLD: Dividend Comparison 2026

CAFE yields 18.20% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CAFE wins by $39.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CAFE

● Live price

18.20%

Share price

$10.99

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$65.3K

Annual income

$5,533.83

Full CAFE calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CAFE vs XYLD

📍 CAFE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CAFE	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CAFE + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CAFE pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAFE

Annual income on $10K today (after 15% tax)

$1,546.99/yr

After 10yr DRIP, annual income (after tax)

$4,703.76/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, CAFE beats the other by $1,855.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CAFE + XYLD for your $10,000?

CAFE: 50%XYLD: 50%

100% XYLD50/50100% CAFE

Portfolio after 10yr

$45.6K

Annual income

$4,442.43/yr

Blended yield

9.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAFE buys

XYLD buys

No recent congressional trades found for CAFE or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCAFEXYLD

Forward yield	18.20% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$65.3K ✓	$25.9K
Annual income after 10y	$5,533.83 ✓	$3,351.03
Total dividends collected	$35.3K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CAFE vs XYLD ($10,000, DRIP)

Year	CAFE Portfolio	CAFE Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,520	$1,819.99	$10,840	$1,120.44	+$1.7K → CAFE
2	$15,526	$2,129.55	$11,786	$1,249.59	+$3.7K → CAFE
3	$19,081	$2,468.07	$12,854	$1,397.78	+$6.2K → CAFE
4	$23,251	$2,834.74	$14,063	$1,568.33	+$9.2K → CAFE
5	$28,107	$3,228.33	$15,434	$1,765.19	+$12.7K → CAFE
6	$33,722	$3,647.25	$16,995	$1,993.14	+$16.7K → CAFE
7	$40,172	$4,089.57	$18,777	$2,257.95	+$21.4K → CAFE
8	$47,537	$4,553.08	$20,818	$2,566.58	+$26.7K → CAFE
9	$55,900	$5,035.36	$23,163	$2,927.50	+$32.7K → CAFE
10	$65,347	$5,533.83	$25,865	$3,351.03	+$39.5K → CAFE

CAFE vs XYLD: Complete Analysis 2026

CAFE — Stock

CAFE is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CAFE shares.

Full CAFE Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.