Is CAFRX or XYLD a better dividend investment in 2026?

CAFRX currently yields 4.00% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CAFRX and XYLD?

CAFRX has a forward dividend yield of 4.00% ($0.45/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.98 percentage points.

Home › Compare › CAFRX vs XYLD

CAFRX vs XYLD: Dividend Comparison 2026

CAFRX yields 4.00% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CAFRX wins by $662.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

CAFRX

● Live price

4.00%

Share price

$11.36

Annual div

$0.45

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$516.54

Full CAFRX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CAFRX vs XYLD

📍 CAFRX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CAFRX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CAFRX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CAFRX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAFRX

Annual income on $10K today (after 15% tax)

$339.70/yr

After 10yr DRIP, annual income (after tax)

$439.06/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,297.11/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CAFRX + XYLD for your $10,000?

CAFRX: 50%XYLD: 50%

100% XYLD50/50100% CAFRX

Portfolio after 10yr

$25.6K

Annual income

$1,867.78/yr

Blended yield

7.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAFRX buys

XYLD buys

No recent congressional trades found for CAFRX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCAFRXXYLD

Forward yield	4.00%	10.98% ✓
Annual dividend / share	$0.45	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.9K ✓	$25.3K
Annual income after 10y	$516.54	$3,219.02 ✓
Total dividends collected	$4.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CAFRX vs XYLD ($10,000, DRIP)

Year	CAFRX Portfolio	CAFRX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,100	$399.65	$10,818	$1,098.39	+$282.00 → CAFRX
2	$12,291	$414.57	$11,738	$1,222.51	+$553.00 → CAFRX
3	$13,581	$429.05	$12,774	$1,364.64	+$807.00 → CAFRX
4	$14,974	$443.04	$13,944	$1,527.86	+$1.0K → CAFRX
5	$16,479	$456.55	$15,270	$1,715.87	+$1.2K → CAFRX
6	$18,102	$469.56	$16,775	$1,933.09	+$1.3K → CAFRX
7	$19,851	$482.06	$18,490	$2,184.87	+$1.4K → CAFRX
8	$21,735	$494.06	$20,450	$2,477.63	+$1.3K → CAFRX
9	$23,762	$505.55	$22,697	$2,819.19	+$1.1K → CAFRX
10	$25,942	$516.54	$25,280	$3,219.02	+$662.00 → CAFRX

CAFRX vs XYLD: Complete Analysis 2026

CAFRX — Stock

Under normal market conditions, the fund invests at least 80% of its net assets in the securities of, and depositary receipts (including American Depositary Receipts ("ADRs"), Global Depositary Receipts ("GDRs"), and European Depositary Receipts ("EDRs")) represented by, African issuers that are tied economically to Africa. It may also enter into derivative transactions.

Full CAFRX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CAFRX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CAFRX vs SCHD CAFRX vs JEPI CAFRX vs O CAFRX vs KO CAFRX vs MAIN CAFRX vs QYLD CAFRX vs JEPQ CAFRX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.