Is CAFS or VYM a better dividend investment in 2026?

CAFS currently yields 40816.33% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: CAFS offers higher current income.

What is the dividend yield difference between CAFS and VYM?

CAFS has a forward dividend yield of 40816.33% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 40813.92 percentage points.

Home › Compare › CAFS vs VYM

CAFS vs VYM: Dividend Comparison 2026

CAFS yields 40816.33% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CAFS wins by $6.335337413603696e+22M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CAFS

● Live price

40816.33%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6.335337413603696e+22M

Annual income

$63,049,505,730,141,920,000,000,000,000.00

Full CAFS calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — CAFS vs VYM

📍 CAFS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CAFS	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CAFS + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

CAFS pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAFS

Annual income on $10K today (after 15% tax)

$3,469,387.76/yr

After 10yr DRIP, annual income (after tax)

$53,592,079,870,620,625,000,000,000,000.00/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, CAFS beats the other by $53,592,079,870,620,625,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CAFS + VYM for your $10,000?

CAFS: 50%VYM: 50%

100% VYM50/50100% CAFS

Portfolio after 10yr

$3.167668706801848e+22M

Annual income

$31,524,752,865,070,960,000,000,000,000.00/yr

Blended yield

99.52%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAFS buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCAFSVYM

Forward yield	40816.33% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$6.335337413603696e+22M	$27.8K ✓
Annual income after 10y	$63,049,505,730,141,920,000,000,000,000.00 ✓	$278.55
Total dividends collected	$6.333341125941146e+22M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CAFS vs VYM ($10,000, DRIP)

Year	CAFS Portfolio	CAFS Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$4,092,333	$4,081,632.65	$11,151	$241.44	+$4.08M → CAFS
2	$1,565,444,084	$1,561,065,288.22	$12,413	$246.79	+$1565.43M → CAFS
3	$559,764,612,945	$558,089,587,774.68	$13,794	$251.79	+$559764.60M → CAFS
4	$187,102,893,076,834	$186,503,944,940,983.20	$15,306	$256.47	+$187102893.06M → CAFS
5	$58,461,384,295,003,140	$58,261,184,199,410,920.00	$16,960	$260.84	+$58461384294.99M → CAFS
6	$17,075,679,818,265,373,000	$17,013,126,137,069,720,000.00	$18,768	$264.92	+$17075679818265.35M → CAFS
7	$4,662,453,207,316,437,700,000	$4,644,182,229,910,893,400,000.00	$20,745	$268.71	+$4662453207316438.00M → CAFS
8	$1,190,107,817,342,153,000,000,000	$1,185,118,992,410,324,500,000,000.00	$22,905	$272.24	+$1190107817342152960.00M → CAFS
9	$283,989,164,387,886,140,000,000,000	$282,715,749,023,330,050,000,000,000.00	$25,265	$275.51	+$283989164387886137344.00M → CAFS
10	$63,353,374,136,036,960,000,000,000,000	$63,049,505,730,141,920,000,000,000,000.00	$27,842	$278.55	+$6.335337413603696e+22M → CAFS

CAFS vs VYM: Complete Analysis 2026

CAFS — Stock

Café Serendipity Holdings, Inc., a development stage company, focuses on building upscale turnkey franchises to the recreational and medical marijuana industry in the United States. It intends to market a product line of accessories, apparel, coffee and teas, bakery and other edibles, lotions, marijuana, and oils through a coast to coast franchise and dealer network to the recreational and the approximately 6,000 existing legal medical marijuana dispensaries. The company is based in Newport Beach, California.

Full CAFS Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.