Is CAFX or FCPT a better dividend investment in 2026?

CAFX currently yields 3.98% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between CAFX and FCPT?

CAFX has a forward dividend yield of 3.98% ($0.99/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.07 percentage points.

Home › Compare › CAFX vs FCPT

CAFX vs FCPT: Dividend Comparison 2026

CAFX yields 3.98% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $23.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CAFX

● Live price

3.98%

Share price

$24.81

Annual div

$0.99

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$514.07

Full CAFX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CAFX vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CAFX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CAFX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CAFX pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAFX

Annual income on $10K today (after 15% tax)

$338.40/yr

After 10yr DRIP, annual income (after tax)

$436.96/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,472.03/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CAFX + FCPT for your $10,000?

CAFX: 50%FCPT: 50%

100% FCPT50/50100% CAFX

Portfolio after 10yr

$37.5K

Annual income

$3,144.68/yr

Blended yield

8.39%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CAFX

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAFX buys

FCPT buys

No recent congressional trades found for CAFX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCAFXFCPT

Forward yield	3.98%	6.05% ✓
Annual dividend / share	$0.99	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$25.9K	$49.1K ✓
Annual income after 10y	$514.07	$5,775.28 ✓
Total dividends collected	$4.6K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CAFX vs FCPT ($10,000, DRIP)

Year	CAFX Portfolio	CAFX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,098	$398.12	$11,401	$700.92	$303.00 → FCPT
2	$12,288	$412.93	$13,064	$864.84	$776.00 → FCPT
3	$13,575	$427.29	$15,051	$1,072.48	$1.5K → FCPT
4	$14,967	$441.18	$17,442	$1,337.22	$2.5K → FCPT
5	$16,469	$454.58	$20,340	$1,677.08	$3.9K → FCPT
6	$18,089	$467.48	$23,880	$2,116.57	$5.8K → FCPT
7	$19,836	$479.88	$28,241	$2,689.36	$8.4K → FCPT
8	$21,716	$491.78	$33,660	$3,442.07	$11.9K → FCPT
9	$23,739	$503.18	$40,456	$4,439.95	$16.7K → FCPT
10	$25,915	$514.07	$49,063	$5,775.28	$23.1K → FCPT

CAFX vs FCPT: Complete Analysis 2026

CAFX — Stock

The Congress Intermediate Bond ETF seeks to maximize total return by investing primarily in investment-grade, high-quality fixed income securities, while preserving principal and maintaining liquidity.

Full CAFX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this CAFX vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CAFX vs SCHD CAFX vs JEPI CAFX vs O CAFX vs KO CAFX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.