HomeCompareCAFX vs SPHD

CAFX vs SPHD: Dividend Comparison 2026

CAFX yields 3.98% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $621.00 in total portfolio value
10 years
CAFX
CAFX
● Live price
3.98%
Share price
$24.81
Annual div
$0.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$514.07
Full CAFX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CAFX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCAFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CAFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CAFX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAFX
Annual income on $10K today (after 15% tax)
$338.40/yr
After 10yr DRIP, annual income (after tax)
$436.96/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $48.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CAFX + SPHD for your $10,000?

CAFX: 50%SPHD: 50%
100% SPHD50/50100% CAFX
Portfolio after 10yr
$26.2K
Annual income
$542.70/yr
Blended yield
2.07%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAFX buys
0
SPHD buys
0
No recent congressional trades found for CAFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCAFXSPHD
Forward yield3.98%4.33%
Annual dividend / share$0.99$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.9K$26.5K
Annual income after 10y$514.07$571.32
Total dividends collected$4.6K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CAFX vs SPHD ($10,000, DRIP)

YearCAFX PortfolioCAFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,098$398.12$11,133$432.85$35.00SPHD
2$12,288$412.93$12,363$450.36$75.00SPHD
3$13,575$427.29$13,695$467.39$120.00SPHD
4$14,967$441.18$15,138$483.90$171.00SPHD
5$16,469$454.58$16,697$499.88$228.00SPHD
6$18,089$467.48$18,382$515.31$293.00SPHD
7$19,836$479.88$20,198$530.17$362.00SPHD
8$21,716$491.78$22,157$544.46$441.00SPHD
9$23,739$503.18$24,266$558.18$527.00SPHD
10$25,915$514.07$26,536$571.32$621.00SPHD

CAFX vs SPHD: Complete Analysis 2026

CAFXStock

The Congress Intermediate Bond ETF seeks to maximize total return by investing primarily in investment-grade, high-quality fixed income securities, while preserving principal and maintaining liquidity.

Full CAFX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this CAFX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CAFX vs SCHDCAFX vs JEPICAFX vs OCAFX vs KOCAFX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.