Is CAIB or FCPT a better dividend investment in 2026?

CAIB currently yields 2500.00% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: CAIB offers higher current income.

What is the dividend yield difference between CAIB and FCPT?

CAIB has a forward dividend yield of 2500.00% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2493.95 percentage points.

Home › Compare › CAIB vs FCPT

CAIB vs FCPT: Dividend Comparison 2026

CAIB yields 2500.00% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CAIB wins by $80609755877.32M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CAIB

● Live price

2500.00%

Share price

$0.08

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80609755877.37M

Annual income

$74,729,580,081,858,750.00

Full CAIB calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CAIB vs FCPT

📍 CAIB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CAIB	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CAIB + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CAIB pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAIB

Annual income on $10K today (after 15% tax)

$212,500.00/yr

After 10yr DRIP, annual income (after tax)

$63,520,143,069,579,940.00/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, CAIB beats the other by $63,520,143,069,575,020.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CAIB + FCPT for your $10,000?

CAIB: 50%FCPT: 50%

100% FCPT50/50100% CAIB

Portfolio after 10yr

$40304877938.71M

Annual income

$37,364,790,040,932,264.00/yr

Blended yield

92.71%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CAIB

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAIB buys

FCPT buys

No recent congressional trades found for CAIB or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCAIBFCPT

Forward yield	2500.00% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$80609755877.37M ✓	$49.1K
Annual income after 10y	$74,729,580,081,858,750.00 ✓	$5,775.28
Total dividends collected	$80198875900.38M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CAIB vs FCPT ($10,000, DRIP)

Year	CAIB Portfolio	CAIB Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$260,700	$250,000.00	$11,401	$700.92	+$249.3K → CAIB
2	$6,370,070	$6,091,121.50	$13,064	$864.84	+$6.36M → CAIB
3	$145,912,632	$139,096,656.81	$15,051	$1,072.48	+$145.90M → CAIB
4	$3,133,830,814	$2,977,704,297.75	$17,442	$1,337.22	+$3133.81M → CAIB
5	$63,122,812,060	$59,769,613,088.96	$20,340	$1,677.08	+$63122.79M → CAIB
6	$1,192,683,724,131	$1,125,142,315,226.76	$23,880	$2,116.57	+$1192683.70M → CAIB
7	$21,144,559,711,004	$19,868,388,126,183.19	$28,241	$2,689.36	+$21144559.68M → CAIB
8	$351,818,906,448,043	$329,194,227,557,269.44	$33,660	$3,442.07	+$351818906.41M → CAIB
9	$5,495,491,397,671,320	$5,119,045,167,771,913.00	$40,456	$4,439.95	+$5495491397.63M → CAIB
10	$80,609,755,877,367,070	$74,729,580,081,858,750.00	$49,063	$5,775.28	+$80609755877.32M → CAIB

CAIB vs FCPT: Complete Analysis 2026

CAIB — Stock

California International Bank, N.A. provides various banking products and services to personal and business customers in California. It offers checking accounts, savings and investment products, loans, ATM and debit cards, payment processing solutions, and online banking services. California International Bank, N.A. was incorporated in 2006 and is headquartered in Westminster, California.

Full CAIB Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.