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CAIQ vs SCHD: Dividend Comparison 2026

CAIQ yields 4.82% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.5K in total portfolio value
10 years
CAIQ
CAIQ
● Live price
4.82%
Share price
$23.84
Annual div
$1.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$656.51
Full CAIQ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CAIQ vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCAIQSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CAIQ + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CAIQ pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAIQ
Annual income on $10K today (after 15% tax)
$409.85/yr
After 10yr DRIP, annual income (after tax)
$558.03/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CAIQ beats the other by $198.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CAIQ + SCHD for your $10,000?

CAIQ: 50%SCHD: 50%
100% SCHD50/50100% CAIQ
Portfolio after 10yr
$28.2K
Annual income
$539.56/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAIQ buys
0
SCHD buys
0
No recent congressional trades found for CAIQ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCAIQSCHD
Forward yield4.82% ✓3.44%
Annual dividend / share$1.15 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$29.0K ✓
Annual income after 10y$656.51 ✓$422.61
Total dividends collected$5.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CAIQ vs SCHD ($10,000, DRIP)

YearCAIQ PortfolioCAIQ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,182$482.18$11,224$344.10$42.00 → SCHD
2$12,469$503.90$12,567$354.98$98.00 → SCHD
3$13,867$525.13$14,038$365.30$171.00 → SCHD
4$15,383$545.79$15,648$375.06$265.00 → SCHD
5$17,026$565.87$17,410$384.27$384.00 → SCHD
6$18,803$585.32$19,335$392.95$532.00 → SCHD
7$20,723$604.13$21,437$401.10$714.00 → SCHD
8$22,796$622.27$23,733$408.75$937.00 → SCHD
9$25,032$639.73$26,237$415.91$1.2K → SCHD
10$27,441$656.51$28,968$422.61$1.5K → SCHD

CAIQ vs SCHD: Complete Analysis 2026

CAIQ — Stock

Calamos Nasdaq Autocallable Income ETF seeks to generate high monthly income while providing reduced downside risk through exposure to a portfolio of autocallables.

Full CAIQ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.