Is CAIXY or SPHD a better dividend investment in 2026?

CAIXY currently yields 4.83% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: CAIXY offers higher current income.

What is the dividend yield difference between CAIXY and SPHD?

CAIXY has a forward dividend yield of 4.83% ($0.19/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 0.50 percentage points.

Home › Compare › CAIXY vs SPHD

CAIXY vs SPHD: Dividend Comparison 2026

CAIXY yields 4.83% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CAIXY wins by $5089.87M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CAIXY

● Live price

4.83%

Share price

$3.93

Annual div

$0.19

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5089.89M

Annual income

$4,895,373,131.62

Full CAIXY calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — CAIXY vs SPHD

📍 CAIXY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CAIXY	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CAIXY + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CAIXY pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAIXY

Annual income on $10K today (after 15% tax)

$410.94/yr

After 10yr DRIP, annual income (after tax)

$4,161,067,161.88/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, CAIXY beats the other by $4,161,066,676.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CAIXY + SPHD for your $10,000?

CAIXY: 50%SPHD: 50%

100% SPHD50/50100% CAIXY

Portfolio after 10yr

$2544.96M

Annual income

$2,447,686,851.47/yr

Blended yield

96.18%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SPHD right now

CAIXY

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

-0.6

Piotroski

5/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAIXY buys

SPHD buys

No recent congressional trades found for CAIXY or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCAIXYSPHD

Forward yield	4.83% ✓	4.33%
Annual dividend / share	$0.19	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$5089.89M ✓	$26.5K
Annual income after 10y	$4,895,373,131.62 ✓	$571.32
Total dividends collected	$5076.21M ✓	$5.1K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CAIXY vs SPHD ($10,000, DRIP)

Year	CAIXY Portfolio	CAIXY Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,667	$966.92	$11,133	$432.85	+$534.00 → CAIXY
2	$14,592	$2,108.60	$12,363	$450.36	+$2.2K → CAIXY
3	$20,543	$4,929.52	$13,695	$467.39	+$6.8K → CAIXY
4	$34,953	$12,971.71	$15,138	$483.90	+$19.8K → CAIXY
5	$78,653	$41,253.35	$16,697	$499.88	+$62.0K → CAIXY
6	$257,674	$173,515.06	$18,382	$515.31	+$239.3K → CAIXY
7	$1,338,234	$1,062,523.37	$20,198	$530.17	+$1.32M → CAIXY
8	$11,746,376	$10,314,465.19	$22,157	$544.46	+$11.72M → CAIXY
9	$181,793,685	$169,225,062.36	$24,266	$558.18	+$181.77M → CAIXY
10	$5,089,892,374	$4,895,373,131.62	$26,536	$571.32	+$5089.87M → CAIXY

CAIXY vs SPHD: Complete Analysis 2026

CAIXY — Stock

CaixaBank, S.A., together with its subsidiaries, provides various banking products and financial services in Spain and internationally. The company operates through Banking and Insurance, Equity Investments, and BPI segments. It also provides solutions related to security, protection, internationalization, and financing; traditional financial advice, independent advice, and broker services; asset management; liquidity management; capital markets, cash management, project finance, asset finance, and M&A services; and various financial services and solutions to public and private sector institutions, as well as distributes non-life and life risk insurance policies; and private banking services. In addition, the company is involved in the real estate business. As of September 30, 2021, it had 5,415 branches and 13,678 ATMs in Spain; and 316 branches and 1,440 ATMs in Portugal. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.

Full CAIXY Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.