Is CAPD or RYLD a better dividend investment in 2026?

CAPD currently yields 10.33% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: CAPD offers higher current income.

What is the dividend yield difference between CAPD and RYLD?

CAPD has a forward dividend yield of 10.33% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 6.33 percentage points.

Home › Compare › CAPD vs RYLD

CAPD vs RYLD: Dividend Comparison 2026

CAPD yields 10.33% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CAPD wins by $11.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CAPD

● Live price

10.33%

Share price

$19.37

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.6K

Annual income

$1,974.09

Full CAPD calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — CAPD vs RYLD

📍 CAPD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CAPD	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CAPD + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CAPD pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CAPD

Annual income on $10K today (after 15% tax)

$877.65/yr

After 10yr DRIP, annual income (after tax)

$1,677.98/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CAPD beats the other by $913.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CAPD + RYLD for your $10,000?

CAPD: 50%RYLD: 50%

100% RYLD50/50100% CAPD

Portfolio after 10yr

$33.8K

Annual income

$1,436.64/yr

Blended yield

4.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CAPD buys

RYLD buys

No recent congressional trades found for CAPD or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCAPDRYLD

Forward yield	10.33% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$39.6K ✓	$28.0K
Annual income after 10y	$1,974.09 ✓	$899.19
Total dividends collected	$15.0K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CAPD vs RYLD ($10,000, DRIP)

Year	CAPD Portfolio	CAPD Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,733	$1,032.52	$11,120	$420.00	+$613.00 → CAPD
2	$13,686	$1,132.16	$12,357	$458.31	+$1.3K → CAPD
3	$15,878	$1,234.26	$13,721	$499.76	+$2.2K → CAPD
4	$18,328	$1,338.29	$15,227	$544.58	+$3.1K → CAPD
5	$21,055	$1,443.71	$16,885	$593.02	+$4.2K → CAPD
6	$24,079	$1,549.99	$18,713	$645.34	+$5.4K → CAPD
7	$27,421	$1,656.64	$20,724	$701.81	+$6.7K → CAPD
8	$31,103	$1,763.16	$22,938	$762.73	+$8.2K → CAPD
9	$35,150	$1,869.11	$25,372	$828.41	+$9.8K → CAPD
10	$39,584	$1,974.09	$28,047	$899.19	+$11.5K → CAPD

CAPD vs RYLD: Complete Analysis 2026

CAPD — Stock

The index seeks to provide a notional long exposure to the top four relatively undervalued U.S. equity sectors that also exhibit relatively strong price momentum. It incorporates the CAPE (Cyclically Adjusted Price Earnings) ratio to assess equity market valuations of nine sectors on a monthly basis and to identify the relatively undervalued sectors represented in the S&P 500.

Full CAPD Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.