Is CBAF or DVY a better dividend investment in 2026?

CBAF currently yields 2.21% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between CBAF and DVY?

CBAF has a forward dividend yield of 2.21% ($0.88/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 1.29 percentage points.

Home › Compare › CBAF vs DVY

CBAF vs DVY: Dividend Comparison 2026

CBAF yields 2.21% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBAF wins by $140.6K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

CBAF

● Live price

2.21%

Share price

$39.77

Annual div

$0.88

5Y div CAGR

53.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$165.7K

Annual income

$73,684.19

Full CBAF calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — CBAF vs DVY

📍 CBAF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBAF	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBAF + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

CBAF pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBAF

Annual income on $10K today (after 15% tax)

$188.08/yr

After 10yr DRIP, annual income (after tax)

$62,631.56/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, CBAF beats the other by $62,259.45/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBAF + DVY for your $10,000?

CBAF: 50%DVY: 50%

100% DVY50/50100% CBAF

Portfolio after 10yr

$95.4K

Annual income

$37,060.98/yr

Blended yield

38.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBAF buys

DVY buys

No recent congressional trades found for CBAF or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBAFDVY

Forward yield	2.21%	3.50% ✓
Annual dividend / share	$0.88	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	53.2% ✓	0%
Portfolio after 10y	$165.7K ✓	$25.1K
Annual income after 10y	$73,684.19 ✓	$437.78
Total dividends collected	$136.0K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBAF vs DVY ($10,000, DRIP)

Year	CBAF Portfolio	CBAF Income/yr	DVY Portfolio	DVY Income/yr	Gap
1	$11,039	$338.99	$11,050	$349.62	$11.00 → DVY
2← crossover	$12,348	$535.78	$12,184	$361.04	+$164.00 → CBAF
3	$14,070	$858.05	$13,409	$372.07	+$661.00 → CBAF
4	$16,455	$1,399.91	$14,730	$382.68	+$1.7K → CBAF
5	$19,951	$2,344.10	$16,154	$392.89	+$3.8K → CBAF
6	$25,416	$4,069.27	$17,688	$402.69	+$7.7K → CBAF
7	$34,618	$7,422.50	$19,338	$412.07	+$15.3K → CBAF
8	$51,516	$14,474.84	$21,113	$421.04	+$30.4K → CBAF
9	$85,963	$30,841.07	$23,020	$429.61	+$62.9K → CBAF
10	$165,665	$73,684.19	$25,070	$437.78	+$140.6K → CBAF

CBAF vs DVY: Complete Analysis 2026

CBAF — Stock

CITBA Financial Corporation operates as the holding company for Citizens Bank that provides various banking services in the United States. It offers personal and business checking accounts; personal regular savings, money market savings, premium rate savings, junior savers, individual retirement, and health savings accounts, as well as certificates of deposit; and business regular savings, individual retirement, and health savings accounts. The company also provides personal and business mortgages; auto, home equity, and RV and boat loans; commercial, commercial mortgage, and business lines of credit; credit cards; and gift cards. In addition, the company offers treasury management, remote deposits, online banking, bill pay, mobile banking, and eStatement services. CITBA Financial Corporation was founded in 1931 and is based in Mooresville, Indiana.

Full CBAF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.