HomeCompareCBCYB vs SPHD

CBCYB vs SPHD: Dividend Comparison 2026

CBCYB yields 5.43% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CBCYB wins by $1.52M in total portfolio value
10 years
CBCYB
CBCYB
● Live price
5.43%
Share price
$870.00
Annual div
$47.25
5Y div CAGR
53.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.55M
Annual income
$1,032,733.92
Full CBCYB calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CBCYB vs SPHD

📍 CBCYB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBCYBSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBCYB + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBCYB pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBCYB
Annual income on $10K today (after 15% tax)
$461.64/yr
After 10yr DRIP, annual income (after tax)
$877,823.83/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CBCYB beats the other by $877,338.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBCYB + SPHD for your $10,000?

CBCYB: 50%SPHD: 50%
100% SPHD50/50100% CBCYB
Portfolio after 10yr
$788.9K
Annual income
$516,652.62/yr
Blended yield
65.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBCYB buys
0
SPHD buys
0
No recent congressional trades found for CBCYB or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBCYBSPHD
Forward yield5.43%4.33%
Annual dividend / share$47.25$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.4%0%
Portfolio after 10y$1.55M$26.5K
Annual income after 10y$1,032,733.92$571.32
Total dividends collected$1.48M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CBCYB vs SPHD ($10,000, DRIP)

YearCBCYB PortfolioCBCYB Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,533$833.12$11,133$432.85+$400.00CBCYB
2$13,718$1,377.52$12,363$450.36+$1.4KCBCYB
3$17,027$2,348.99$13,695$467.39+$3.3KCBCYB
4$22,399$4,180.00$15,138$483.90+$7.3KCBCYB
5$31,850$7,883.24$16,697$499.88+$15.2KCBCYB
6$50,150$16,070.49$18,382$515.31+$31.8KCBCYB
7$89,938$36,276.95$20,198$530.17+$69.7KCBCYB
8$189,503$93,269.79$22,157$544.46+$167.3KCBCYB
9$484,514$281,745.55$24,266$558.18+$460.2KCBCYB
10$1,551,164$1,032,733.92$26,536$571.32+$1.52MCBCYB

CBCYB vs SPHD: Complete Analysis 2026

CBCYBStock

Central Bancompany, Inc., a multi-bank holding company, provides community banking products and services for individuals, businesses, corporates, and governments in Missouri, Kansas, Illinois, Iowa, Oklahoma, Colorado, North Carolina, Tennessee, and Florida. The company offers checking, savings, and health savings accounts; home, student, powersport, auto, personal, equipment, real estate, line of credit, and small business association loans; and mortgage, as well as home equity, credit cards, and commercial lending. It also provides brokerage, investor, retirement, and trust and wealth management services; insurance products; annuities; and cash management and investment advisory services. In addition, the company offers payment, merchant, and investment services; equipment lease and municipal financing, and business expansion financing; and custody and trust services, as well as relationship, online, and mobile banking services. The company was founded in 1902 and is headquartered in Jefferson City, Missouri.

Full CBCYB Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.