Is CBDRX or XYLD a better dividend investment in 2026?

CBDRX currently yields 0.52% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CBDRX and XYLD?

CBDRX has a forward dividend yield of 0.52% ($0.29/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 10.68 percentage points.

Home › Compare › CBDRX vs XYLD

CBDRX vs XYLD: Dividend Comparison 2026

CBDRX yields 0.52% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBDRX

● Live price

0.52%

Share price

$55.42

Annual div

$0.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$53.56

Full CBDRX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CBDRX vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBDRX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CBDRX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBDRX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBDRX

Annual income on $10K today (after 15% tax)

$44.02/yr

After 10yr DRIP, annual income (after tax)

$45.53/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,802.85/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBDRX + XYLD for your $10,000?

CBDRX: 50%XYLD: 50%

100% XYLD50/50100% CBDRX

Portfolio after 10yr

$23.1K

Annual income

$1,702.29/yr

Blended yield

7.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBDRX buys

XYLD buys

No recent congressional trades found for CBDRX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBDRXXYLD

Forward yield	0.52%	11.20% ✓
Annual dividend / share	$0.29	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.4K	$25.9K ✓
Annual income after 10y	$53.56	$3,351.03 ✓
Total dividends collected	$527.00 ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CBDRX vs XYLD ($10,000, DRIP)

Year	CBDRX Portfolio	CBDRX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,752	$51.79	$10,840	$1,120.44	$88.00 → XYLD
2	$11,556	$52.04	$11,786	$1,249.59	$230.00 → XYLD
3	$12,418	$52.27	$12,854	$1,397.78	$436.00 → XYLD
4	$13,339	$52.49	$14,063	$1,568.33	$724.00 → XYLD
5	$14,326	$52.70	$15,434	$1,765.19	$1.1K → XYLD
6	$15,382	$52.90	$16,995	$1,993.14	$1.6K → XYLD
7	$16,511	$53.08	$18,777	$2,257.95	$2.3K → XYLD
8	$17,720	$53.25	$20,818	$2,566.58	$3.1K → XYLD
9	$19,014	$53.41	$23,163	$2,927.50	$4.1K → XYLD
10	$20,399	$53.56	$25,865	$3,351.03	$5.5K → XYLD

CBDRX vs XYLD: Complete Analysis 2026

CBDRX — Stock

Under normal circumstances, the fund invests in a mix of equity and debt securities. Its assets are allocated among equity and debt securities (which includes cash and cash equivalents) based on an assessment of the relative risks and returns of each asset class. The fund generally will invest between 35% and 65% of its net assets in each asset class, and in any event will invest at least 25% and no more than 75% of its net assets in each asset class under normal circumstances.

Full CBDRX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CBDRX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CBDRX vs SCHD CBDRX vs JEPI CBDRX vs O CBDRX vs KO CBDRX vs MAIN CBDRX vs QYLD CBDRX vs JEPQ CBDRX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.