HomeCompareCBFC vs ADC

CBFC vs ADC: Dividend Comparison 2026

CBFC yields 2.40% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $150.7K in total portfolio value
10 years
CBFC
CBFC
● Live price
2.40%
Share price
$50.00
Annual div
$1.20
5Y div CAGR
15.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,350.35
Full CBFC calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CBFC vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBFCADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CBFC + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBFC pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBFC
Annual income on $10K today (after 15% tax)
$204.00/yr
After 10yr DRIP, annual income (after tax)
$1,147.80/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,529.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBFC + ADC for your $10,000?

CBFC: 50%ADC: 50%
100% ADC50/50100% CBFC
Portfolio after 10yr
$103.6K
Annual income
$41,073.83/yr
Blended yield
39.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CBFC
No analyst data
Altman Z
30.1
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBFC buys
0
ADC buys
0
No recent congressional trades found for CBFC or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBFCADC
Forward yield2.40%4.13%
Annual dividend / share$1.20$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.2%40.4%
Portfolio after 10y$28.2K$178.9K
Annual income after 10y$1,350.35$80,797.29
Total dividends collected$6.8K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CBFC vs ADC ($10,000, DRIP)

YearCBFC PortfolioCBFC Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,976$276.48$10,990$580.36$14.00ADC
2$12,072$326.73$12,301$860.26$229.00ADC
3$13,303$386.87$14,104$1,298.62$801.00ADC
4$14,694$459.02$16,691$2,008.16$2.0KADC
5$16,268$545.85$20,580$3,205.09$4.3KADC
6$18,058$650.65$26,754$5,330.02$8.7KADC
7$20,099$777.56$37,196$9,345.14$17.1KADC
8$22,438$931.80$56,244$17,523.09$33.8KADC
9$25,128$1,119.94$94,286$35,736.21$69.2KADC
10$28,238$1,350.35$178,949$80,797.29$150.7KADC

CBFC vs ADC: Complete Analysis 2026

CBFCStock

CNB Financial Services, Inc. operates as the bank holding company for CNB Bank, Inc. that provides various banking products and services to individuals and businesses in the United States. The company accepts checking, savings, and individual retirement accounts; demand deposits; and certificates of deposit (CDs). Its loan products include consumer loans, such as new and used vehicle, motor homes and travel trailers, motorcycles and ATVs, boats and jet skis, snowmobiles, personal loans and notes, home improvement, vacations, Christmas, equipment, and savings/CD secured loans; commercial loans comprising small business lending, lines of credit, commercial real estate, equipment purchase, church, and professional loans; residential lending products, consisting of in-house and secondary market residential, construction, home equity, and land loans; and real estate mortgage and installment loans. The company also offers debit and credit cards; cash management, smart pay express, merchant, Citadel marketplace program, trust, safe deposit box, and reorder checks; investment products and services; and online, mobile, and telephone banking services. In addition, it invests in mortgage-backed securities and collateralized mortgage obligations. As of December 31, 2021, the company operated two full-service offices and ATMs in Berkeley Springs, West Virginia; three full-service branch offices and ATMs in Berkeley County, West Virginia; and three full service branch offices and ATMs in Washington County, Maryland. CNB Financial Services, Inc. was founded in 1934 and is based in Berkeley Springs, West Virginia.

Full CBFC Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
📬

Get this CBFC vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CBFC vs SCHDCBFC vs JEPICBFC vs OCBFC vs KOCBFC vs MAINCBFC vs NNNCBFC vs EPRTCBFC vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.