HomeCompareCBFC vs PEP

CBFC vs PEP: Dividend Comparison 2026

CBFC yields 2.40% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $113.7K in total portfolio value· pulled ahead in Year 3
10 years
CBFC
CBFC
● Live price
2.40%
Share price
$50.00
Annual div
$1.20
5Y div CAGR
15.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,350.35
Full CBFC calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — CBFC vs PEP

📍 PEP pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBFCPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CBFC + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBFC pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBFC
Annual income on $10K today (after 15% tax)
$204.00/yr
After 10yr DRIP, annual income (after tax)
$1,147.80/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $51,446.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBFC + PEP for your $10,000?

CBFC: 50%PEP: 50%
100% PEP50/50100% CBFC
Portfolio after 10yr
$85.1K
Annual income
$31,613.02/yr
Blended yield
37.16%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

CBFC
No analyst data
Altman Z
30.1
Piotroski
5/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBFC buys
0
PEP buys
0
No recent congressional trades found for CBFC or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBFCPEP
Forward yield2.40%3.63%
Annual dividend / share$1.20$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.2%40.4%
Portfolio after 10y$28.2K$141.9K
Annual income after 10y$1,350.35$61,875.67
Total dividends collected$6.8K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CBFC vs PEP ($10,000, DRIP)

YearCBFC PortfolioCBFC Income/yrPEP PortfolioPEP Income/yrGap
1$10,976$276.48$10,849$509.42+$127.00CBFC
2$12,072$326.73$11,969$750.47+$103.00CBFC
3← crossover$13,303$386.87$13,500$1,124.14$197.00PEP
4$14,694$459.02$15,680$1,721.66$986.00PEP
5$16,268$545.85$18,929$2,715.34$2.7KPEP
6$18,058$650.65$24,023$4,450.80$6.0KPEP
7$20,099$777.56$32,510$7,669.92$12.4KPEP
8$22,438$931.80$47,709$14,093.60$25.3KPEP
9$25,128$1,119.94$77,415$28,083.48$52.3KPEP
10$28,238$1,350.35$141,922$61,875.67$113.7KPEP

CBFC vs PEP: Complete Analysis 2026

CBFCStock

CNB Financial Services, Inc. operates as the bank holding company for CNB Bank, Inc. that provides various banking products and services to individuals and businesses in the United States. The company accepts checking, savings, and individual retirement accounts; demand deposits; and certificates of deposit (CDs). Its loan products include consumer loans, such as new and used vehicle, motor homes and travel trailers, motorcycles and ATVs, boats and jet skis, snowmobiles, personal loans and notes, home improvement, vacations, Christmas, equipment, and savings/CD secured loans; commercial loans comprising small business lending, lines of credit, commercial real estate, equipment purchase, church, and professional loans; residential lending products, consisting of in-house and secondary market residential, construction, home equity, and land loans; and real estate mortgage and installment loans. The company also offers debit and credit cards; cash management, smart pay express, merchant, Citadel marketplace program, trust, safe deposit box, and reorder checks; investment products and services; and online, mobile, and telephone banking services. In addition, it invests in mortgage-backed securities and collateralized mortgage obligations. As of December 31, 2021, the company operated two full-service offices and ATMs in Berkeley Springs, West Virginia; three full-service branch offices and ATMs in Berkeley County, West Virginia; and three full service branch offices and ATMs in Washington County, Maryland. CNB Financial Services, Inc. was founded in 1934 and is based in Berkeley Springs, West Virginia.

Full CBFC Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.