Is CBHC or FCPT a better dividend investment in 2026?

CBHC currently yields 2.82% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between CBHC and FCPT?

CBHC has a forward dividend yield of 2.82% ($0.80/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.23 percentage points.

Home › Compare › CBHC vs FCPT

CBHC vs FCPT: Dividend Comparison 2026

CBHC yields 2.82% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBHC wins by $228.1K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

CBHC

● Live price

2.82%

Share price

$28.40

Annual div

$0.80

5Y div CAGR

53.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$277.2K

Annual income

$141,759.99

Full CBHC calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CBHC vs FCPT

📍 CBHC pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBHC	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBHC + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBHC pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBHC

Annual income on $10K today (after 15% tax)

$239.44/yr

After 10yr DRIP, annual income (after tax)

$120,495.99/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, CBHC beats the other by $115,587.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBHC + FCPT for your $10,000?

CBHC: 50%FCPT: 50%

100% FCPT50/50100% CBHC

Portfolio after 10yr

$163.1K

Annual income

$73,767.64/yr

Blended yield

45.22%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CBHC

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBHC buys

FCPT buys

No recent congressional trades found for CBHC or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBHCFCPT

Forward yield	2.82%	6.05% ✓
Annual dividend / share	$0.80	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	53.6% ✓	15.8%
Portfolio after 10y	$277.2K ✓	$49.1K
Annual income after 10y	$141,759.99 ✓	$5,775.28
Total dividends collected	$242.4K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CBHC vs FCPT ($10,000, DRIP)

Year	CBHC Portfolio	CBHC Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,133	$432.68	$11,401	$700.92	$268.00 → FCPT
2	$12,603	$691.46	$13,064	$864.84	$461.00 → FCPT
3	$14,609	$1,123.74	$15,051	$1,072.48	$442.00 → FCPT
4← crossover	$17,502	$1,869.90	$17,442	$1,337.22	+$60.00 → CBHC
5	$21,943	$3,215.73	$20,340	$1,677.08	+$1.6K → CBHC
6	$29,266	$5,787.52	$23,880	$2,116.57	+$5.4K → CBHC
7	$42,396	$11,080.93	$28,241	$2,689.36	+$14.2K → CBHC
8	$68,407	$23,043.00	$33,660	$3,442.07	+$34.7K → CBHC
9	$126,568	$53,372.88	$40,456	$4,439.95	+$86.1K → CBHC
10	$277,188	$141,759.99	$49,063	$5,775.28	+$228.1K → CBHC

CBHC vs FCPT: Complete Analysis 2026

CBHC — Stock

CBC Holding Company operates as the holding company for Community Banking Company of Fitzgerald that provides various banking products and services. It offers personal and business checking accounts; personal savings accounts; and certificates of deposits and individual retirement accounts. The company also provides mortgage, personal, home equity, and commercial loans. In addition, it offers online and mobile banking, telephone banking, bill pay, person-to-person payment, debit card, safe deposit box, night deposit, cashier's checks, merchant card, remote deposit, and ACH origination services. The company was founded in 1996 and is based in Fitzgerald, Georgia.

Full CBHC Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.