Is CBMB or QYLD a better dividend investment in 2026?

CBMB currently yields 14.12% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CBMB offers higher current income.

What is the dividend yield difference between CBMB and QYLD?

CBMB has a forward dividend yield of 14.12% ($2.50/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.20 percentage points.

Home › Compare › CBMB vs QYLD

CBMB vs QYLD: Dividend Comparison 2026

CBMB yields 14.12% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBMB wins by $25.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBMB

● Live price

14.12%

Share price

$17.71

Annual div

$2.50

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$50.6K

Annual income

$3,384.71

Full CBMB calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CBMB vs QYLD

📍 CBMB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBMB	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBMB + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CBMB pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBMB

Annual income on $10K today (after 15% tax)

$1,199.89/yr

After 10yr DRIP, annual income (after tax)

$2,877.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $1,933.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBMB + QYLD for your $10,000?

CBMB: 50%QYLD: 50%

100% QYLD50/50100% CBMB

Portfolio after 10yr

$38.0K

Annual income

$4,522.02/yr

Blended yield

11.91%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBMB buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBMBQYLD

Forward yield	14.12% ✓	11.92%
Annual dividend / share	$2.50 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$50.6K ✓	$25.4K
Annual income after 10y	$3,384.71	$5,659.31 ✓
Total dividends collected	$23.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CBMB vs QYLD ($10,000, DRIP)

Year	CBMB Portfolio	CBMB Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,112	$1,411.63	$10,352	$1,192.36	+$1.8K → CBMB
2	$14,557	$1,597.87	$10,830	$1,347.57	+$3.7K → CBMB
3	$17,371	$1,794.88	$11,460	$1,539.07	+$5.9K → CBMB
4	$20,589	$2,001.70	$12,275	$1,777.84	+$8.3K → CBMB
5	$24,247	$2,217.27	$13,323	$2,078.95	+$10.9K → CBMB
6	$28,385	$2,440.44	$14,667	$2,463.34	+$13.7K → CBMB
7	$33,042	$2,669.99	$16,396	$2,960.57	+$16.6K → CBMB
8	$38,260	$2,904.71	$18,631	$3,612.97	+$19.6K → CBMB
9	$44,081	$3,143.35	$21,548	$4,482.15	+$22.5K → CBMB
10	$50,552	$3,384.71	$25,398	$5,659.31	+$25.2K → CBMB

CBMB vs QYLD: Complete Analysis 2026

CBMB — Stock

CBM Bancorp, Inc. operates as a bank holding company for the Chesapeake Bank of Maryland. Its deposit products include savings, money market, certificate of deposit, and retirement, as well as small business and corporate checking accounts. The company's loan portfolio comprises one-to four-family residential real estate loans, nonresidential real estate loans, construction and land development loans, home equity loans and lines of credit, commercial loans, and consumer loans. It also invests in various investment securities; online and mobile banking services; and mortgages. The company operates through a main office located in Baltimore County, Maryland; and three branch offices situated in Arbutus, Bel Air, and Pasadena, Maryland. CBM Bancorp, Inc. was founded in 1913 and is based in Baltimore, Maryland.

Full CBMB Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.