Is CBMSX or VYM a better dividend investment in 2026?

CBMSX currently yields 6.54% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: CBMSX offers higher current income.

What is the dividend yield difference between CBMSX and VYM?

CBMSX has a forward dividend yield of 6.54% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 4.13 percentage points.

Home › Compare › CBMSX vs VYM

CBMSX vs VYM: Dividend Comparison 2026

CBMSX yields 6.54% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBMSX wins by $3.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBMSX

● Live price

6.54%

Share price

$30.59

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.8K

Annual income

$991.02

Full CBMSX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — CBMSX vs VYM

📍 CBMSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBMSX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBMSX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Aug

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Sep

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Oct

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Dec

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CBMSX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBMSX

Annual income on $10K today (after 15% tax)

$555.74/yr

After 10yr DRIP, annual income (after tax)

$842.37/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, CBMSX beats the other by $605.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBMSX + VYM for your $10,000?

CBMSX: 50%VYM: 50%

100% VYM50/50100% CBMSX

Portfolio after 10yr

$29.3K

Annual income

$634.78/yr

Blended yield

2.16%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBMSX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBMSXVYM

Forward yield	6.54% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.8K ✓	$27.8K
Annual income after 10y	$991.02 ✓	$278.55
Total dividends collected	$8.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBMSX vs VYM ($10,000, DRIP)

Year	CBMSX Portfolio	CBMSX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,354	$653.81	$11,151	$241.44	+$203.00 → CBMSX
2	$12,842	$693.76	$12,413	$246.79	+$429.00 → CBMSX
3	$14,475	$733.38	$13,794	$251.79	+$681.00 → CBMSX
4	$16,260	$772.52	$15,306	$256.47	+$954.00 → CBMSX
5	$18,210	$811.05	$16,960	$260.84	+$1.3K → CBMSX
6	$20,333	$848.86	$18,768	$264.92	+$1.6K → CBMSX
7	$22,642	$885.84	$20,745	$268.71	+$1.9K → CBMSX
8	$25,149	$921.91	$22,905	$272.24	+$2.2K → CBMSX
9	$27,867	$956.99	$25,265	$275.51	+$2.6K → CBMSX
10	$30,808	$991.02	$27,842	$278.55	+$3.0K → CBMSX

CBMSX vs VYM: Complete Analysis 2026

CBMSX — Stock

Under normal circumstances, the fund invests at least 80% of its net assets in equity securities of medium-capitalization companies. It invests principally in equity securities of medium-capitalization companies, which the managers define as securities of companies with market capitalization within the range of the Russell Midcap® Index at the time of purchase.

Full CBMSX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.