HomeCompareCBOF vs ADC

CBOF vs ADC: Dividend Comparison 2026

CBOF yields 88.11% · ADC yields 4.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CBOF wins by $2.19M in total portfolio value
10 years
CBOF
CBOF
● Live price
88.11%
Share price
$2.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.37M
Annual income
$731,873.50
Full CBOF calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — CBOF vs ADC

📍 CBOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBOFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBOF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBOF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBOF
Annual income on $10K today (after 15% tax)
$7,488.99/yr
After 10yr DRIP, annual income (after tax)
$622,092.48/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, CBOF beats the other by $554,392.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBOF + ADC for your $10,000?

CBOF: 50%ADC: 50%
100% ADC50/50100% CBOF
Portfolio after 10yr
$1.27M
Annual income
$405,760.37/yr
Blended yield
31.91%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CBOF
No analyst data
Altman Z
0.1
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBOF buys
0
ADC buys
7
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$ADC▲ Buy$1,001 - $15,0002024-04-15
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002024-03-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBOFADC
Forward yield88.11%4.11%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$2.37M$176.9K
Annual income after 10y$731,873.50$79,647.25
Total dividends collected$2.08M$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CBOF vs ADC ($10,000, DRIP)

YearCBOF PortfolioCBOF Income/yrADC PortfolioADC Income/yrGap
1← crossover$19,511$8,810.57$10,987$577.21+$8.5KCBOF
2$36,942$16,065.36$12,293$855.34+$24.6KCBOF
3$67,956$28,428.44$14,088$1,290.70+$53.9KCBOF
4$121,587$48,874.33$16,660$1,994.91+$104.9KCBOF
5$211,824$81,725.42$20,525$3,181.85+$191.3KCBOF
6$359,715$133,063.84$26,654$5,286.90+$333.1KCBOF
7$596,079$211,183.71$37,006$9,259.47+$559.1KCBOF
8$964,860$327,055.60$55,862$17,338.74+$909.0KCBOF
9$1,527,165$494,764.27$93,452$35,300.32+$1.43MCBOF
10$2,365,940$731,873.50$176,931$79,647.25+$2.19MCBOF

CBOF vs ADC: Complete Analysis 2026

CBOFStock

CBOA Financial, Inc. operates as the holding company for Commerce Bank of Arizona, Inc. that provides personal and business banking products and services in Arizona. The company offers checking and savings accounts; small business administration, business term, equipment, commercial real estate, and home mortgage loans, as well as lines of credit. It also provides electronic and telephone banking, remote deposit capture, ACH, wire, and merchant card services, as well as zero balance accounts and debit cards. The company was founded in 2002 and is based in Tucson, Arizona.

Full CBOF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.