Is CBOF or HDV a better dividend investment in 2026?

CBOF currently yields 88.11% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: CBOF offers higher current income.

What is the dividend yield difference between CBOF and HDV?

CBOF has a forward dividend yield of 88.11% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 85.19 percentage points.

Home › Compare › CBOF vs HDV

CBOF vs HDV: Dividend Comparison 2026

CBOF yields 88.11% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBOF wins by $2.34M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBOF

● Live price

88.11%

Share price

$2.27

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.37M

Annual income

$731,873.50

Full CBOF calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — CBOF vs HDV

📍 CBOF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBOF	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CBOF + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBOF pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBOF

Annual income on $10K today (after 15% tax)

$7,488.99/yr

After 10yr DRIP, annual income (after tax)

$622,092.48/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, CBOF beats the other by $621,793.52/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBOF + HDV for your $10,000?

CBOF: 50%HDV: 50%

100% HDV50/50100% CBOF

Portfolio after 10yr

$1.20M

Annual income

$366,112.61/yr

Blended yield

30.63%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBOF buys

HDV buys

No recent congressional trades found for CBOF or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBOFHDV

Forward yield	88.11% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.37M	$24.3K ✓
Annual income after 10y	$731,873.50 ✓	$351.71
Total dividends collected	$2.08M	$3.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBOF vs HDV ($10,000, DRIP)

Year	CBOF Portfolio	CBOF Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$19,511	$8,810.57	$11,002	$291.67	+$8.5K → CBOF
2	$36,942	$16,065.36	$12,082	$299.61	+$24.9K → CBOF
3	$67,956	$28,428.44	$13,247	$307.23	+$54.7K → CBOF
4	$121,587	$48,874.33	$14,503	$314.52	+$107.1K → CBOF
5	$211,824	$81,725.42	$15,854	$321.50	+$196.0K → CBOF
6	$359,715	$133,063.84	$17,308	$328.15	+$342.4K → CBOF
7	$596,079	$211,183.71	$18,871	$334.49	+$577.2K → CBOF
8	$964,860	$327,055.60	$20,551	$340.53	+$944.3K → CBOF
9	$1,527,165	$494,764.27	$22,357	$346.27	+$1.50M → CBOF
10	$2,365,940	$731,873.50	$24,296	$351.71	+$2.34M → CBOF

CBOF vs HDV: Complete Analysis 2026

CBOF — Stock

CBOA Financial, Inc. operates as the holding company for Commerce Bank of Arizona, Inc. that provides personal and business banking products and services in Arizona. The company offers checking and savings accounts; small business administration, business term, equipment, commercial real estate, and home mortgage loans, as well as lines of credit. It also provides electronic and telephone banking, remote deposit capture, ACH, wire, and merchant card services, as well as zero balance accounts and debit cards. The company was founded in 2002 and is based in Tucson, Arizona.

Full CBOF Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this CBOF vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CBOF vs SCHD CBOF vs JEPI CBOF vs O CBOF vs KO CBOF vs MAIN CBOF vs VYM CBOF vs DVY CBOF vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.